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Commonwealth act
The Defence Home Ownership Assistance Scheme Act 2008 creates a government program to help current and former Australian Defence Force (ADF) members buy, build, or improve their own homes. It does this by subsidising (reducing) the interest they pay on their home loans.
This law applies to:
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Direct links to the current provisions in Defence Home Ownership Assistance Scheme Act 2008.
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View on official registerSourced from the Federal Register of Legislation (legislation.gov.au), CC BY 4.0.
ADF members frequently relocate and often can't build the same home equity as civilians. This scheme helps them get a foothold in the property market by making their mortgage cheaper. It's a significant financial benefit — potentially worth tens of thousands of dollars over a 20-year period.