Part 1
Preliminary
Part 1—Preliminary
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Commonwealth act
The Act regulates companies the Reserve Bank designates as significant providers of cash distribution services. It gives the ACCC powers over their service and access agreements, including negotiation, arbitration and service standards; pricing decisions must consider efficient costs, investment returns and productivity incentives. The Reserve Bank can set readiness standards and, if specified crisis conditions arise, direct or take control of a company, arrange transfers, and authorise up to $400 million in crisis funding. This is general legal information, not legal advice; Zoe can make mistakes, so have a qualified Australian lawyer check it before relying on it or acting.
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Direct links to the current provisions in Cash Distribution Framework Act 2026.
Part 1—Preliminary
1 Short title
This Act is the Cash Distribution Framework Act 2026.
2 Commencement
(1) Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.
Note: This table relates only to the provisions of this Act as originally enacted. It will not be amended to deal with any later amendments of this Act.
(2) Any information in column 3 of the table is not part of this Act. Information may be inserted in this column, or information in it may be edited, in any published version of this Act.
3 Object of this Act
The object of this Act is to promote access to cash for end‑users, including by:
(a) supporting the continued availability and long‑term economic viability of cash as a means of payment in Australia; and
(b) providing for the effective management and resolution of threats posed to the continuity of cash distribution services that are critical to the availability of cash in Australia; and
(c) promoting the provision of cash distribution services and facilities access on terms and conditions, including pricing and service‑levels, that are fair, reasonable, transparent and non‑discriminatory; and
(d) promoting the economically efficient operation of and investment in the cash distribution system, to promote effective competition in upstream and downstream markets.
4 Simplified outline of this Act
This Act provides for a scheme to designate, monitor, regulate, and in a crisis scenario manage, entities that have a significant role in the cash distribution system.
The Reserve Bank has the role of designating entities considered to have a significant role in the cash distribution system.
This Act establishes a framework for regulating service agreements and access agreements that are entered into by designated entities. Designated entities are required to report and keep records of those agreements and are regulated in their conduct when negotiating with potential parties to an agreement. An arbitration process is established under this Act for disputes about proposed terms of service agreements and access agreements.
The ACCC oversees, regulates and monitors the reporting, record‑keeping and dispute resolution requirements relating to service agreements and access agreements. The ACCC may also set service‑level standards that relate to the provision of cash distribution services and facilities access.
This Act imposes certain obligations on designated entities to enable management in a crisis scenario. The Reserve Bank is given powers to manage, set standards and address events that may threaten the continuity of critical cash distribution services. For the purposes of ensuring the continuity of critical cash distribution services, the Minister, with the Finance Minister’s approval, may authorise the payment of a specified amount if certain conditions are met.
The Reserve Bank and the ACCC are given information gathering powers and powers to make notification rules and record‑keeping rules as part of the performance of their functions under this scheme.
A range of compliance and enforcement powers are provided to the Reserve Bank and the ACCC under this Act, including by applying the Regulatory Powers Act.
This Act also deals with administrative matters such as the review process for certain decisions, delegations and the power to make rules.
5 Definitions
In this Act:
ACCC means the Australian Competition and Consumer Commission.
access agreement has the meaning given by subsection 9(1).
approval application has the meaning given by subsection 37(1).
approved form has the meaning given by subsection 199(2).
approved standard terms has the meaning given by section 34.
arrangement has the meaning given by subsection 761B(1) of the Corporations Act 2001.
ASIC means the Australian Securities and Investments Commission.
asset has the same meaning as in the Corporations Act 2001.
Australia, when used in a geographical sense, includes the external Territories.
benefit derived and detriment avoided, in relation to a contravention of a civil penalty provision, means the sum of:
(a) the total value of all benefits obtained by one or more persons that are reasonably attributable to the contravention; and
(b) the total value of all detriments avoided by one or more persons that are reasonably attributable to the contravention.
books has the same meaning as in the Corporations Act 2001.
business day has the same meaning as in the Corporations Act 2001.
cash means coins or paper money that is, because of a law in force in Australia, lawfully current in Australia.
cash distribution service has the meaning given by section 6.
cash distribution standard means a standard in force under section 77.
cash distribution system means the combination of services and facilities that enable:
(a) the movement of cash in Australia, including movement between the following:
(i) the issuer of the cash;
(ii) locations at which cash is routinely stored, processed or packaged;
(iii) businesses or consumers that use cash; and
(b) the storage of cash in Australia.
cash‑related contractual chain order means a road transport contractual chain order (within the meaning of the Fair Work Act 2009) that is made in relation to work performed in the cash in transit industry (within the meaning of paragraph (d) of the definition of road transport industry in subsection 15S(1) of the Fair Work Act 2009).
circulating asset has the same meaning as in the Personal Property Securities Act 2009.
circulating security interest has the same meaning as in the Corporations Act 2001.
civil penalty order has the same meaning as in the Regulatory Powers Act.
civil penalty provision has the same meaning as in the Regulatory Powers Act.
constitution, in relation to a body corporate, has the same meaning as in the Corporations Act 2001.
constitutional corporation means a corporation to which paragraph 51(xx) of the Constitution applies.
court has the same meaning as in the Corporations Act 2001.
Court has the same meaning as in the Corporations Act 2001.
customer means a person who is, or is to be, provided cash distribution services or facilities access.
decision‑maker has the meaning given by subsection 190(2).
designated entity means a body corporate covered by a designation in force under section 14.
director has the same meaning as in the Corporations Act 2001.
external administrator has the same meaning as in Part 7.3B of the Corporations Act 2001.
facilities access means access to one or more relevant facilities.
Federal Court means the Federal Court of Australia.
Finance Minister means the Minister administering the Public Governance, Performance and Accountability Act 2013.
financial market has the meaning given by section 767A of the Corporations Act 2001.
floating charge has the same meaning as in the Corporations Act 2001.
incorporated in Australia has the same meaning as in the Corporations Act 2001.
insolvent has the same meaning as in the Corporations Act 2001.
insolvent transaction has the same meaning as in the Corporations Act 2001.
inspector means a person appointed as an inspector under section 187.
internal review has the meaning given by subsection 191(1).
liability has the same meaning as in the Corporations Act 2001.
liquidator has a meaning affected by section 10.
listed has the same meaning as in the Corporations Act 2001.
listing rules has the same meaning as in the Corporations Act 2001.
member has the same meaning as in the Corporations Act 2001.
member of the staff of the ACCC means:
(a) a person referred to in subsection 27(1) of the Competition and Consumer Act 2010; or
(b) a person engaged under section 27A of that Act.
notification rules has the meaning given by subsection 76(1).
officer, in relation to a body corporate, has the same meaning as in the Corporations Act 2001, but does not include a statutory manager of the body corporate.
paper money means money comprising a note written, printed or otherwise made on paper or any other material.
party, in relation to a dispute to which Division 2 of Part 4 applies, has the meaning given by subsection 50(2).
possessory security interest has the same meaning as in the Corporations Act 2001.
PPSA retention of title property (short for Personal Property Securities Act retention of title property) has the same meaning as in the Corporations Act 2001.
PPSA security interest (short for Personal Property Securities Act security interest) means a security interest (within the meaning of the Personal Property Securities Act 2009) and to which that Act applies, other than a transitional security interest (within the meaning of that Act).
property:
(a) means any legal or equitable estate or interest (whether present or future and whether vested or contingent) in real or personal property of any description; and
(b) includes:
(i) a thing in action; and
(ii) in relation to a body corporate, any PPSA retention of title property of the body corporate.
provider:
(a) in relation to a service agreement—has the meaning given by subsection 8(2); and
(b) in relation to an access agreement—has the meaning given by subsection 9(2).
provisional liquidator has a meaning affected by section 10.
recapitalise has the same meaning as in the Corporations Act 2001.
record‑keeping rules has the meaning given by subsection 166(1).
Regulatory Powers Act means the Regulatory Powers (Standard Provisions) Act 2014.
related body corporate has the same meaning as in the Corporations Act 2001.
relevant facility means any of the following that is owned, operated or controlled by a body corporate in connection with its provision of cash distribution services:
(a) premises or a part of premises;
(b) equipment or structures;
(c) vehicles or other machinery;
(d) information technology systems;
(e) intangible property.
Reserve Bank means the Reserve Bank of Australia.
resolvability standard means a standard in force under section 78.
retention of title clause has the same meaning as in the Corporations Act 2001.
reviewable decision has the meaning given by subsection 190(1).
rules means rules made under section 205.
secured creditor has the same meaning as in the Corporations Act 2001.
secured party has the same meaning as in the Corporations Act 2001.
security has the meaning given by subsection 92(5) of the Corporations Act 2001.
security interest has the same meaning as in the Corporations Act 2001.
senior manager has the same meaning as in the Corporations Act 2001.
service agreement has the meaning given by subsection 8(1).
service‑level standard has the meaning given by subsection 63(1).
statutory management has the meaning given by subsections 95(3) and (4).
statutory manager of a body corporate means:
(a) if the Reserve Bank is in control of the body corporate’s business under Part 7—the Reserve Bank; and
(b) each person appointed by the Reserve Bank to take control of a body corporate’s business under Part 7.
Note: See section 109 for when there are 2 or more statutory managers of a body corporate.
6 Meaning of cash distribution service
(1) A cash distribution service is a service that facilitates:
(a) the movement of cash in Australia, such as movement between any of the following:
(i) the issuer of the cash;
(ii) locations at which cash is routinely stored, processed or packaged;
(iii) businesses or consumers that use cash; or
(b) the storage of cash in Australia.
(2) A cash distribution service includes, for example, a service for any of the following in relation to cash in Australia:
(a) the collection, transport or delivery of cash, including collection from the issuer of the cash for circulation;
(b) the administration of requests for cash;
(c) receiving and dealing with cash on bailment;
(d) the transfer or trading of cash at, or between, locations where cash is routinely stored, processed or packaged;
(e) the sorting, storing, processing or packaging of cash;
(f) quality control or counterfeit detection in relation to cash;
(g) the supplying, restocking or servicing of automated teller machines or other like machines that enable deposits or withdrawals of cash.
(3) A cash distribution service also includes a service that:
(a) relates to cash, or the availability of cash, in Australia; and
(b) is specified by the rules for the purposes of this paragraph.
(4) The rules may specify a service that is taken not to be a cash distribution service. Rules made for the purposes of this subsection have effect despite anything else in this section.
7 Availability of cash in Australia
A reference in this Act to cash in Australia, or the availability of cash in Australia, includes a reference to cash or its availability in a part of Australia.
8 Meaning of service agreement
(1) A service agreement is an agreement (other than an access agreement) under which a designated entity provides or is to provide one or more cash distribution services to another person who is carrying on a business.
Note: The person to whom the services are or are to be provided may also be a designated entity.
(2) The designated entity that provides or is to provide the services is the provider in relation to the agreement.
9 Meaning of access agreement
(1) An access agreement is an agreement under which a designated entity provides or is to provide facilities access to another person who:
(a) carries on a business; and
(b) is to use the facilities access provided in connection with the person’s own provision of cash distribution services.
Note: The person to whom the facilities access is or is to be provided may also be a designated entity.
(2) The designated entity that provides or is to provide the facilities access is the provider in relation to the agreement.
10 Liquidators and provisional liquidators
(1) If 2 or more persons have been appointed as liquidators of a body corporate:
(a) a function or power of a liquidator of the body corporate under this Act may be performed or exercised by any one of them, or by any 2 or more of them together, except so far as the order or resolution appointing them otherwise provides; and
(b) a reference in this Act to a liquidator, or to the liquidator, of a body corporate is, in the case of the first‑mentioned body corporate, a reference to whichever one or more of those liquidators the case requires.
(2) If 2 or more persons have been appointed as provisional liquidators of a body corporate:
(a) a function or power of a provisional liquidator of the body corporate under this Act may be performed or exercised by any one of them, or by any 2 or more of them together, except so far as the order or resolution appointing them otherwise provides; and
(b) a reference in this Act to a provisional liquidator, or to the provisional liquidator, of a body corporate is, in the case of the first‑mentioned body corporate, a reference to whichever one or more of those provisional liquidators the case requires.
(3) Nothing in this section limits section 530 or 530AA of the Corporations Act 2001.
11 Extension to external Territories
This Act extends to every external Territory.
12 Act binds the Crown
(1) This Act binds the Crown in each of its capacities.
(2) This Act does not make the Crown liable to be prosecuted for an offence.
Note: The Crown is not liable to a pecuniary penalty for the breach of a civil penalty provision or to be given an infringement notice: see subsections 183(5) and 184(8).
Part 2—Designating entities that provide significant cash distribution services
13 Simplified outline of this Part
This Part empowers the Reserve Bank to designate an entity (a body corporate) for the purposes of this Act. To be designated, a body corporate must be a constitutional corporation and carry on a business of providing cash distribution services in Australia. The Reserve Bank must also consider that the body corporate satisfies a criterion relating to the significance of its role in the cash distribution system.
In making a designation, the Reserve Bank must consult the ACCC.
The Reserve Bank cannot designate itself under this Part.
14 Designation of entity by Reserve Bank
(1) The Reserve Bank may, by legislative instrument, designate a body corporate under this section if:
(a) the body corporate is a constitutional corporation; and
(b) the body corporate carries on a business of providing cash distribution services in Australia; and
(c) the Reserve Bank considers that:
(i) the body corporate provides cash distribution services that support a significant part of the cash distribution system; or
(ii) a disruption to the body corporate’s operations would be likely to threaten continuity in the functioning of the cash distribution system; or
(iii) the body corporate otherwise has a significant role in the cash distribution system.
(2) To avoid doubt, paragraph (1)(c) may be satisfied even if the body corporate provides cash distribution services in one or more parts of Australia, rather than generally throughout Australia.
(3) In considering the matter mentioned in subparagraph (1)(c)(i), the Reserve Bank may have regard to:
(a) whether the body corporate is in a position to substantially influence a market for cash distribution services; or
(b) whether relevant facilities of the body corporate are of national or regional significance to the cash distribution system; or
(c) whether the body corporate provides cash distribution services that are important to the efficient functioning and operation of the cash distribution system; or
(d) any other matters the Reserve Bank considers relevant.
15 Revocation or variation of designation
The Reserve Bank may, by legislative instrument, vary or revoke a designation under section 14.
16 Consultation and advice
(1) Before making, varying or revoking a designation under section 14, the Reserve Bank must consult with the ACCC.
(2) The ACCC may, on its own initiative, advise the Reserve Bank in relation to:
(a) whether a designation under section 14 should be made, varied or revoked; or
(b) any other matter relating to a designation or proposed designation under section 14.
17 Reserve Bank cannot designate itself
To avoid doubt, the Reserve Bank cannot designate itself under section 14.
Note: The Royal Australian Mint is not a body corporate and also cannot be designated.
Sourced from the Federal Register of Legislation (legislation.gov.au), CC BY 4.0.
Cash Distribution Framework Act 2026
No. 68, 2026
An Act to support and regulate the provision of cash distribution services and providers of those services, and for related purposes
Contents
Part 1—Preliminary
1 Short title
2 Commencement
3 Object of this Act
4 Simplified outline of this Act
5 Definitions
6 Meaning of cash distribution service
7 Availability of cash in Australia
8 Meaning of service agreement
9 Meaning of access agreement
10 Liquidators and provisional liquidators
11 Extension to external Territories
12 Act binds the Crown
Part 2—Designating entities that provide significant cash distribution services
13 Simplified outline of this Part
14 Designation of entity by Reserve Bank
15 Revocation or variation of designation
16 Consultation and advice
17 Reserve Bank cannot designate itself
Part 3—Oversight framework for service agreements and access agreements
Division 1—Preliminary
18 Simplified outline of this Part
Division 2—Reporting and record‑keeping for service agreements and access agreements
19 Requirement to give ACCC report upon becoming a designated entity
20 Requirement to give ACCC annual report on agreements
21 Information that must be contained in report
22 Alternative period for giving report
23 ACCC may require copy of service agreement or access agreement
24 Requirement to retain agreements
Division 3—Terms of service agreements and access agreements
25 Agreements must be in writing
26 Designated entity must give copy of any approved standard terms
27 Designated entity must give notice of certain matters relating to approved standard terms
28 Reasonable attempt to enter into service agreement or access agreement
29 Requirement to negotiate
30 Dealing in relation to negotiations—good faith and advising of arbitration process
31 Matters to take into account regarding good faith
32 Service agreements and access agreements must include certain terms
33 Validity of agreements not affected
Division 4—Approved standard terms for service agreements and access agreements
Subdivision A—Approved standard terms
34 Approved standard terms
Subdivision B—Applications for approval
35 Requirement to apply for approval of standard terms
36 Requirement to apply for variation of approved standard terms
37 Making an application
38 ACCC may require further information
39 Amendment of application
40 Withdrawal of application
Subdivision C—Approval of standard terms
41 ACCC consideration of application
42 Notifying designated entity of decision
Subdivision D—Determination of standard terms by ACCC
43 Determination of standard terms by ACCC
44 Notifying designated entity of decision
45 ACCC may require further information
Subdivision E—Revocation and related matters
46 Revocation of approval or determination of standard terms
47 When approval or determination of standard terms ceases to apply
Subdivision F—Other matters
48 ACCC to maintain standard terms register
Part 4—Dispute resolution
Division 1—Preliminary
49 Simplified outline of this Part
Division 2—Arbitration for service agreement or access agreement disputes
50 Dispute about proposed terms of service agreement or access agreement
51 Request for appointment of arbitrator
52 Appointment of arbitrator
53 Conduct of arbitration
54 Determination of terms by arbitrator
55 Arbitration determination must be complied with
56 Termination of arbitration by arbitrator
57 Costs of arbitration
58 Confidentiality requirements
59 Guidelines about conduct of arbitration
Division 3—Dispute resolution requirements
60 ACCC may determine dispute resolution requirements
61 ACCC may require designated entity to give copy of complaints handling and alternative dispute resolution policies or procedures
Part 5—Service‑level standards
Division 1—Preliminary
62 Simplified outline of this Part
Division 2—Service‑level standards
63 Service‑level standards
64 Application of service‑level standards to service agreements or access agreements
65 Publication of information by the ACCC
66 Directions to comply with service‑level standard
67 Civil penalties relating to service‑level standards
68 Exemption from complying with service‑level standards
Part 6—Crisis readiness
Division 1—Preliminary
69 Simplified outline of this Part
Division 2—Gathering information
70 Obligation to notify Reserve Bank of certain matters
71 Notification of recapitalisation or restructuring
72 Notice of any other material changes in circumstances
73 Notification of appointment of external administrator of designated entity
74 Notification of appointment of external administrator of related body corporate of designated entity
75 Notification from liquidator and request for information about winding up
76 Reserve Bank may make notification rules
Division 3—Cash distribution standards, resolvability standards and resolution planning
77 Reserve Bank may determine cash distribution standards
78 Reserve Bank may determine resolvability standards
79 Standards—compliance, consultation and inconsistencies
80 Reserve Bank assessment of compliance with standards
81 Resolution planning
Division 4—Directions
82 Reserve Bank’s directions power—directions to increase compliance, reduce risks or enhance resolvability
83 Reserve Bank’s directions power—directions relating to designated entity’s conduct of affairs
84 Variation or revocation of directions
85 Publishing details about directions
86 Failure by officers to take reasonable steps to ensure compliance with directions
87 Protection from liability for compliance in good faith with directions
88 Exercise of Reserve Bank powers to give direction under section 83 not grounds for denial of obligations
Part 7—Crisis resolution
Division 1—Preliminary
89 Simplified outline of this Part
Division 2—Triggers for crisis powers
90 Reserve Bank may exercise crisis resolution powers if certain conditions are satisfied
Division 3—Directions relating to managing or responding to crisis
91 Reserve Bank’s directions power—manage or respond to crisis
92 Matters relating to Reserve Bank directions—manage or respond to crisis
Division 4—Statutory manager
Subdivision A—Statutory management of body corporate in relation to a designated entity in crisis
93 Statutory manager takes control of body corporate
94 Termination of appointment of statutory manager
95 When a statutory manager is in control
Subdivision B—Powers of statutory manager
96 Role of the statutory manager
97 Powers to remove director etc.
98 Power to alter body corporate’s constitution etc.
99 Powers to facilitate recapitalisation
100 Statutory manager may request information etc. to be given
101 Statutory manager acts as body corporate’s agent
Subdivision C—Effect of statutory manager assuming control
102 Exercise of directors’ powers while body corporate under statutory management
103 Effect of things done during statutory management of body corporate
104 Effect of statutory management on body corporate’s members
Subdivision D—Additional duties of statutory manager
105 Reporting to Reserve Bank
106 Reserve Bank’s directions power—directions to statutory manager
107 Consent to take action that may affect functioning of cash distribution system
Subdivision E—Other matters
108 Effect on external administration
109 Appointment of 2 or more statutory managers of body corporate
110 Costs of statutory management
111 Annual general meeting need not be held
112 Dealing with property subject to circulating security interests
113 When statutory manager may dispose of encumbered property
114 Proceeds of sale of property
115 Supply of essential services
116 Statutory manager has qualified privilege
117 Protection of persons dealing with statutory manager
Division 5—Compulsory transfer of business or shares
Subdivision A—Compulsory transfer of business or shares of body corporate in relation to a designated entity in crisis
118 Compulsory transfer of shares in body corporate
119 Compulsory transfer of business of body corporate
120 When consent of receiving body is in force
121 Agreement about how transfer is to be effected
122 Determination may impose conditions
123 Certificate that transfer is not to take effect
124 Consultation
Subdivision B—Transfer process
125 Certificate of transfer
126 Time and effect of transfer of shares
127 Time and effect of transfer of business
Subdivision C—Other matters
128 Reserve Bank may provide information to receiving body
129 Certificates in relation to land and interests in land
130 Certificates in relation to other assets
131 Documents purporting to be certificates
132 Construction of references in instruments to target body
133 Income or other distribution received by target body
134 Access to books
135 Relationship of Division with other laws etc.
136 Reserve Bank’s rules may make special provision in relation to compulsory transfer
Division 6—Moratorium and stays during resolution
137 Circumstances in which moratorium and stays are relevant
138 Moratorium—court and tribunal proceedings
139 Moratorium—enforcement process regarding property
140 Moratorium—disposal of property
141 Moratorium—restrictions on exercise of third party property rights
142 Exercise of Reserve Bank powers under this Part not grounds for denial of obligations
143 Stay on enforcing rights merely because the body corporate is under statutory management or subject to a transfer determination
144 Exceptions
145 Stay on body corporate’s right to new advance of money or credit
146 Self‑executing provisions
147 Purported enforcement inconsistent with a stay under this Division
148 When other laws prevail—certain other Commonwealth Acts
149 Winding up body corporate
150 Reserve Bank and statutory manager not liable in damages for refusing consent
151 Duties of court officer in relation to property of a body corporate
152 General power to make orders
Division 7—Temporary suspension of termination rights
153 Application of this Division
154 Stay on exercising termination rights
155 Self‑executing provisions
156 Purported exercise of rights inconsistent with a stay under this Division
157 When other laws prevail—certain other Commonwealth Acts
158 Circumstances where a transaction by statutory manager not voidable under section 588FE of the Corporations Act 2001
159 General power to make orders
Division 8—Funding for crisis resolution
160 Authorising arrangements for the purposes of crisis resolution
161 Appropriation of Consolidated Revenue Fund
Division 9—Other matters
Subdivision A—Other powers of the Reserve Bank
162 Reserve Bank may apply for body corporate to be wound up
Subdivision AA—Protections for employees
162A Powers must not be exercised to lessen employee entitlements
Subdivision B—Other matters
163 Expert report for acquisition or disposal of assets
164 Protection from liability for acts or omissions in good faith
Part 8—Powers relating to information and assistance
Division 1—Preliminary
165 Simplified outline of this Part
Division 2—Record‑keeping rules
166 ACCC may make record‑keeping rules
Division 3—Powers of the Reserve Bank relating to information
Subdivision A—Reserve Bank’s information gathering powers
167 Reserve Bank—directions to give information or documents relevant to designation under Part 2
168 Reserve Bank—directions to give information or documents relating to other powers
169 Matters relating to Reserve Bank directions
170 Reserve Bank’s power to require expert report
171 Reserve Bank’s power to require special report
Subdivision B—Secrecy determinations
172 Determinations that information is covered by secrecy provision
173 Variation or revocation of determinations
174 Prohibition on disclosing information covered by secrecy provision
175 Determination that disclosure of specified information is not prohibited
176 Disclosure under the Reserve Bank Act
177 Disclosure under the Competition and Consumer Act
Division 4—Assisting the Reserve Bank and certain other persons
178 Obligation to assist the Reserve Bank and certain other persons
Division 5—Use and disclosure of information
179 Use and disclosure of information
Part 9—Compliance and enforcement
Division 1—Preliminary
180 Simplified outline of this Part
Division 2—Regulatory powers
181 Monitoring powers
182 Investigation powers
183 Civil penalty provisions
184 Infringement notices
185 Enforceable undertakings
186 Injunctions
Division 3—Other matters
187 Appointment of inspector
188 ACCC monitoring, investigating and enforcing compliance
Part 10—Miscellaneous
Division 1—Preliminary
189 Simplified outline of this Part
Division 2—Review of decisions
190 Reviewable decisions and decision‑maker
191 Internal review of decisions
192 Reconsideration by decision‑maker
193 Administrative Review Tribunal review of decisions
Division 3—Civil penalties for false or misleading information or documents
194 False or misleading information
195 False or misleading documents
Division 3A—Interactions with contractual chain orders under the Fair Work Act 2009
195A Interactions with cash‑related contractual chain orders
Division 4—Other matters
196 Delegation—ACCC
197 Delegation—Reserve Bank
198 Protection from civil action
199 Approved forms
200 Compensation for acquisition of property
201 No giving of preference
202 Physical elements of offences
203 Contravening an offence provision or a civil penalty provision
204 Revocation or variation of instruments
205 Rules
Cash Distribution Framework Act 2026
No. 68, 2026
An Act to support and regulate the provision of cash distribution services and providers of those services, and for related purposes
[Assented to 26 August 2026]
The Parliament of Australia enacts:
Part 1—Preliminary
1 Short title
This Act is the Cash Distribution Framework Act 2026.
2 Commencement
(1) Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.
Note: This table relates only to the provisions of this Act as originally enacted. It will not be amended to deal with any later amendments of this Act.
(2) Any information in column 3 of the table is not part of this Act. Information may be inserted in this column, or information in it may be edited, in any published version of this Act.
3 Object of this Act
The object of this Act is to promote access to cash for end‑users, including by:
(a) supporting the continued availability and long‑term economic viability of cash as a means of payment in Australia; and
(b) providing for the effective management and resolution of threats posed to the continuity of cash distribution services that are critical to the availability of cash in Australia; and
(c) promoting the provision of cash distribution services and facilities access on terms and conditions, including pricing and service‑levels, that are fair, reasonable, transparent and non‑discriminatory; and
(d) promoting the economically efficient operation of and investment in the cash distribution system, to promote effective competition in upstream and downstream markets.
4 Simplified ou
This is an opening excerpt, not the complete document.