20Additional benefit

#### 20 Additional benefit 20 Additional benefit > > (1) An employee under the early retirement age may lodge with STC an application to be covered for the additional benefit. > > > (2) Such an application may be made— > > > > > (a) by an employee who is not a contributor—at the time the employee makes an election under section 19 (Election to contribute to the Fund), or > > > > > (b) except to the extent that section 23 or 24 (5) otherwise provides—at any time by a contributor. > > > (3) Such an application shall— > > > > > (a) be in a form approved by STC for the purposes of this section, and > > > > > (b) be accompanied by such documents, evidence and information as STC may require for the purposes of this section. > > **s 20:** Am 1996 No 39, Sch 4.