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National Consumer Credit Protection Act 2009
133CGuide to this Part
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133C Guide to this Part
Division 2—Short‑term and small amount credit contracts
133CA Prohibition on entering, or increasing the credit limit of, short‑term credit contracts
133CB Licensee who makes representations in relation to small amount credit contracts must display and give information
133CC Licensee must not enter into a small amount credit contract if the repayments do not meet the prescribed requirements
133CD Licensee must not enter into a small amount credit contract if repayment amounts and intervals are not equal
133CE Written documentation required in relation to the assessment for a small amount credit contract
133CF Licensee not to make certain unsolicited communications in relation to a small amount credit contract
Part 3‑2CA—Licensees supplying credit information to credit reporting bodies etc.
133CM Guide to this Part
133CN Meanings of eligible licensee and eligible credit reporting body
133CO Meaning of eligible credit account
133CP Meaning of mandatory credit information
133CQ Meaning of supply requirements
Division 2—Supplying credit information to credit reporting bodies etc.
Subdivision A—Initial bulk supplies of credit information
133CR Requirement to supply
133CS Exception if credit reporting body not complying with information security requirements
133CT Licensee must give notice if credit reporting body later complies with information security requirements
Subdivision B—Ongoing supplies of credit information
133CU Requirement to supply
133CV Exception if credit reporting body not complying with information security requirements
133CW Licensee must give notice if credit reporting body later complies with information security requirements
Subdivision C—Offences
133CX Offence relating to initial bulk supplies
133CY Offence relating to ongoing supplies
133CZ Offence relating to giving notice if credit reporting body later complies with information security requirements
Division 3—Conditions on credit reporting bodies on‑disclosing credit information
133CZA On‑disclosing information supplied under Division 2 etc.
133CZB Offence
Division 4—Reporting to the Minister
133CZC Reports about initial bulk supplies of credit information
133CZD Auditors
133CZE Offence
Division 5—Assisting ASIC
133CZF Meaning of Part 3‑2CA body
133CZG Obligation to provide a statement or obtain an audit report if directed by ASIC
133CZH Obligation to give ASIC information required by the regulations
133CZI Obligation to provide ASIC with assistance if reasonably requested
133CZJ Extended application of Division 4 of Part 2‑5
133CZK This Part does not limit the Privacy Act 1988
133CZL Review of the operation of this Part
133CZM Main constitutional basis
133CZN Other constitutional bases
Part 3‑2D—Licensees and reverse mortgages
133DA Guide to this Part
133DB Giving projections of equity before providing credit assistance or entering credit contract
133DC Making reverse mortgage information statement available on website of credit provider or credit assistance provider
133DD Making reverse mortgage information statement available in other situations
133DE Representations that use the term “reverse mortgage” etc.
Part 3‑3—Licensees that provide credit assistance in relation to consumer leases
134 Guide to this Part
135 Application of this Part
136 Credit guide of credit assistance providers
Division 3—Quote for providing credit assistance etc. in relation to consumer leases
137 Quote for providing credit assistance etc.
Division 4—Obligations of credit assistance providers before providing credit assistance for consumer leases
138 Obligations of credit assistance providers before providing credit assistance for consumer leases
139 Preliminary assessment of unsuitability of the consumer lease
140 Reasonable inquiries etc. about the consumer
141 When the consumer lease must be assessed as unsuitable—entering lease
142 When the consumer lease must be assessed as unsuitable—remaining in lease
143 Providing the consumer with the preliminary assessment
Division 5—Fees, indirect remuneration etc. relating to consumer leases
144 Fees, indirect remuneration etc. relating to consumer leases
145 No profiting from fees etc. paid to third parties
Division 6—Prohibition on suggesting, or assisting with, unsuitable consumer leases
146 Prohibition on suggesting, or assisting with, unsuitable consumer leases
147 Prohibition on suggesting to consumers to remain in unsuitable consumer leases
Division 7—Special rules for consumer leases for household goods
147A Licensee who makes representations about credit assistance in relation to consumer leases for household goods must display and give information