First, the 3 firms we picked in Sydney, with the reason for each. Then every other firm in the area, so you can compare. Whether a firm suits your situation is something to check with the firm directly.
Firms we picked
3
Picks last checked
1 October 2026
How we pick
Every firm in our picks meets all four. Picks are not for sale.
1An office in the cityThe firm has an office in the city.
2A page for this area of lawIt has a dedicated page for this area of law on its own website.
3An active ABNIt has an active ABN, which we check on ABN Lookup (abr.business.gov.au).
4A merit signal we can citeIt has at least one merit signal we can point to: a Doyle's Guide listing for this area and state, a law society accredited specialist in this area, a Google rating of 4.5 or above from 50 or more reviews, or a notable reported case or recognised award.
What “our picks” means
These are our picks, which means our opinion, not a ranking and not a guarantee. We explain the reason for each pick and link to the evidence we used. Picks are not for sale. If a firm ever pays to be listed, it appears in a separate slot labelled Sponsored and is never counted among our picks.
Our picks
This is our opinion: firms that meet every criterion above. It is not a ranking, and the Google rating beside a firm is Google’s, not part of why we picked it.
Roberts Crosbie Mortensen Lawyers is a specialist business and litigation law firm in Australia. The firm helps growing SMEs resolve and avoid complex legal problems and provides commercial litigation and related services.
What the firm says it handles
Shareholder & director disputes
Business & contract disputes
Commercial building disputes
Employment disputes
Professional negligence
Debt collection
Why we picked it
Mainly acts for creditors recovering business and personal debts (its page also explains what to do if you are being taken to court over a debt), and names its managing partner as an accredited specialist in commercial litigation.
CMI Legal provides commercial, business, property, migration, employment, intellectual property and wills & estates legal services in Sydney and across Australia. The firm is based in Chatswood, Sydney. CMI Group was established in 2014.
What the firm says it handles
Commercial contracts
Business structuring
Employment law
Intellectual property
Commercial leases
Dispute resolution
+1 moreShow fewer
Tenancy & leasing
Why we picked it
Acts for creditors (businesses and individuals) chasing unpaid debts from letter of demand to court enforcement, and shows a 5.0 Google rating from 70 reviews on that page (the reviews cover the firm's work generally).
JB Solicitors is a Sydney-based law firm providing family, employment, wills & estate, commercial and litigation legal services. The firm has multiple offices across Sydney (including Sydney CBD, Canley Heights and Bondi Junction) and an address in Melbourne. It offers consultations and costs agreements for clients.
What the firm says it handles
Letters of demand
Payment plan negotiations
File a statement of claim
Enforcement of judgments
Why we picked it
Acts for creditors recovering unpaid invoices, loans and rental arrears through the NSW courts, and shows 4.8 stars from over 100 Google reviews on its homepage (the reviews cover the firm's work generally).
Free legal advice and casework on money problems, fines and consumer complaints for people in its service area.
(02) 9698 7277
All firms
Different city or area?
When you need a consumer and debt lawyer
Situations where people commonly speak to a consumer and debt lawyer:
A creditor or collector has started court action over a debt.
You want to negotiate a debt or a hardship arrangement and the other side is not engaging.
A business has not resolved a serious dispute and the amount involved is large.
Questions about consumer and debt lawyers in Sydney
How does Zoe pick consumer and debt lawyers in Sydney?
Every firm in our picks meets all of these. The firm has an office in the city. It has a dedicated page for this area of law on its own website. It has an active ABN, which we check on ABN Lookup (abr.business.gov.au). It has at least one merit signal we can point to: a Doyle's Guide listing for this area and state, a law society accredited specialist in this area, a Google rating of 4.5 or above from 50 or more reviews, or a notable reported case or recognised award. These are our picks, which means our opinion, not a ranking and not a guarantee. We explain the reason for each pick and link to the evidence we used.
Are these lawyers paid to be listed?
No. Picks are not for sale. If a firm ever pays to be listed, it appears in a separate slot labelled Sponsored and is never counted among our picks.
What does consumer and debt law cover?
Debt and consumer disputes: court action by creditors or collectors, hardship and debt negotiations, and larger disputes with businesses. This is general information, not legal advice about your situation.
When do people speak to a consumer and debt lawyer?
Situations where people commonly speak to a consumer and debt lawyer: A creditor or collector has started court action over a debt; You want to negotiate a debt or a hardship arrangement and the other side is not engaging; A business has not resolved a serious dispute and the amount involved is large. This is general information about common situations, not advice about yours.
Are there free options for consumer and debt matters in Sydney?
Yes. If cost is the problem, this page lists National Debt Helpline (Financial Rights Legal Centre), Legal Aid NSW: my money and Redfern Legal Centre under free options.
ZoeLaw is not a law firm. Picks are our opinion; we don't share your details.
AI-generated legal information, not legal advice. Zoe can make mistakes. Check the cited sources, and before you act on this, rely on it, or use any draft, get a qualified Australian lawyer to check it.
Roberts Crosbie Mortensen Lawyers is a specialist business and litigation law firm in Australia. The firm helps growing SMEs resolve and avoid complex legal problems and provides commercial litigation and related services.
What the firm says it handles
Shareholder & director disputes
Business & contract disputes
Commercial building disputes
Employment disputes
Professional negligence
Debt collection
Why we picked it
Mainly acts for creditors recovering business and personal debts (its page also explains what to do if you are being taken to court over a debt), and names its managing partner as an accredited specialist in commercial litigation.
CMI Legal provides commercial, business, property, migration, employment, intellectual property and wills & estates legal services in Sydney and across Australia. The firm is based in Chatswood, Sydney. CMI Group was established in 2014.
What the firm says it handles
Commercial contracts
Business structuring
Employment law
Intellectual property
Commercial leases
Dispute resolution
+1 moreShow fewer
Tenancy & leasing
Why we picked it
Acts for creditors (businesses and individuals) chasing unpaid debts from letter of demand to court enforcement, and shows a 5.0 Google rating from 70 reviews on that page (the reviews cover the firm's work generally).
JB Solicitors is a Sydney-based law firm providing family, employment, wills & estate, commercial and litigation legal services. The firm has multiple offices across Sydney (including Sydney CBD, Canley Heights and Bondi Junction) and an address in Melbourne. It offers consultations and costs agreements for clients.
What the firm says it handles
Letters of demand
Payment plan negotiations
File a statement of claim
Enforcement of judgments
Why we picked it
Acts for creditors recovering unpaid invoices, loans and rental arrears through the NSW courts, and shows 4.8 stars from over 100 Google reviews on its homepage (the reviews cover the firm's work generally).
Every consumer and debt law firm we could find in Sydney and its suburbs, sorted by number of reviews. It is a list, not a recommendation, and more reviews does not mean a better firm.
128 firms · 132 offices
Phang Legal
★4.9 out of 5· 1,185 Google reviews
Level 3/87 Marsden St, Parramatta NSW 2150
Listed as: Notary public, Business attorney, Divorce lawyer, Elder law attorney
