132Giving the consumer the assessment

132  Giving the consumer the assessment  (1) If, before entering the credit contract or increasing the credit limit, the consumer requests the licensee for a copy of the assessment, the licensee must give the consumer a written copy of the assessment before entering the contract or increasing the credit limit. Note: The licensee is not required to give the consumer a copy of the assessment if the contract is not entered or the credit limit is not increased.  (2) If, during the period that:  (a) starts on the day (the credit day) the credit contract is entered or the credit limit is increased; and  (b) ends 7 years after that day; the consumer requests the licensee for a copy of the assessment, the licensee must give the consumer a written copy of the assessment:  (c) if the request is made within 2 years of the credit day—before the end of 7 business days after the day the licensee receives the request; and  (d) otherwise—before the end of 21 business days after the day the licensee receives the request.  (3) The licensee must give the consumer the copy of the assessment in the manner (if any) prescribed by the regulations.  (4) The licensee must not request or demand payment of an amount for giving the consumer a copy of the assessment.  (a) the person is subject to a requirement under subsection (1), (2) or (4); and Division 4—Prohibition on entering, or increasing the credit limit of, unsuitable credit contracts