CTHIn ForceAct
National Consumer Credit Protection Act 2009
124CWritten documentation required in relation to the preliminary assessment for a small amount credit contract
Start here
Get a plain-English read of 124C
Turn the raw legal text into a practical explanation grounded in National Consumer Credit Protection Act 2009.
124C Written documentation required in relation to the preliminary assessment for a small amount credit contract
Part 3‑2—Licensees that are credit providers under credit contracts: general rules
125 Guide to this Part
Division 2—Credit guide of credit providers
126 Credit guide of credit providers
127 Credit guide of credit providers who are assignees
128 Obligation to assess unsuitability
129 Assessment of unsuitability of the credit contract
130 Reasonable inquiries etc. about the consumer
131 When credit contract must be assessed as unsuitable
132 Giving the consumer the assessment
Division 4—Prohibition on entering, or increasing the credit limit of, unsuitable credit contracts
133 Prohibition on entering, or increasing the credit limit of, unsuitable credit contracts
Part 3‑2A—Licensees that are credit providers under credit contracts: additional rules relating to standard home loans