Competition and Consumer Act 2010
Sch 2 s 279Action by consumer to recover amount of loss or damage
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279 Action by consumer to recover amount of loss or damage
(1) If a linked credit provider, and a supplier of the goods or services, are liable under section 278 to a consumer for an amount of loss or damage, the consumer may recover the amount by action in a court of competent jurisdiction.
(2) The consumer must bring the action against the linked credit provider and the supplier jointly.
(3) Subsection (2) does not apply if:
(a) the supplier has been dissolved or the winding up of the supplier has commenced; or
(b) both of the following apply:
(i) in the opinion of the court in which the action is taken, it is not reasonably likely that a judgment obtained against the supplier would be satisfied;
(ii) that court has, on the application of the consumer, declared that that subsection does not apply in relation to the proceedings.