austlii:cth/FedCFamC2G/2026/422
General information, not legal advice.
FedCFamC2G
2026-03-20
Original judgment source is linked above.
Note: The form of the order is subject to the entry in the Court's records.
Note: The Court may vary or set aside a judgment or order to remedy minor typographical or grammatical errors (r 24.04(g) Federal Circuit and Family Court of Australia (Division 2) (General Federal Law) Rules 2025(Cth)), or to record a variation to the order pursuant to r 24.04 (Cth).
Your original complaint was about NIB's assessment of your cover, noting that NIB asserted that you had cancelled your cover during a conversation on 18 July 2017 and recommenced cover on 23 March 2018. The reported gap in cover meant that you have been subject to Lifetime Health Cover (LHC) loading, increasing the cost of your health cover. You have advised that, during the conversation on 18 July 2017, NIB told you that it was suspending your cover rather than cancelling it. You viewed that NIB's continued use of the same membership number and a subsequent decision to waive certain waiting periods are both evidence that your cover was suspended by NIB and not cancelled. You indicated you were seeking for NIB to backdate your policy start date to 15 May 2017, the date you first commenced cover with NIB.
It is common knowledge (s144 Evidence Act Matter of Common Knowledge) that contract number must be unique and can not be reused, therefore, I don't have two contracts with NIB as they claimed, only one, and the joined date must be 15 May 2017. Jack acknowledged it is material evidence , but falsely claimed Ombudsman can't undertake merit review, only courts or tribunal can.
I have closely considered the information on file relating to your complaint. I have concluded that the Investigation Officer provided your accurate information on this occasion [sic], including the explanation he provided regarding membership numbers. I acknowledge your comment about the uniqueness of contract numbers but I am not satisfied the terms can be used interchangeably. If you remain of the view that your membership number is the equivalent of a contract number and that this has implications under contract law, it is open to you to seek legal advice.
In regards to Jack's advice about merits review, I consider that he was correct in advising that it is not the role of the Ombudsman's Office to conduct a merits review in the manner of a tribunal.
For the reasons outlined above, I have concluded that the Investigation Officer responded to your complaint appropriately and l will not be accepting your review request. This means your complaint will remain closed with our Office.
... the decision (Annexure 1) of the Respondent dismissed the Applicant's private health insurance complaint of NIB (PHI-2024-701984) with two false statements that an issue under contract law and merit reviews are outside the jurisdiction of the Respondent.
A Registrar may refuse to accept a document for filing (including a document that would, if accepted, become an originating application) if:
(a) the Registrar is satisfied that the document, on its face or by reference to any other documents filed or lodged for filing with the document, is an abuse of process or is frivolous, scandalous or vexatious; or
(b) the document is lodged in connection with a pending proceeding, the registry is not the proper registry and subrule 2.12(4) has not been complied with; or
(c) the document is lodged electronically and the person lodging the document has not complied with the Court's lodging procedures.
I note that the meaning of the terms "frivolous", "vexatious" were considered by Justice White in Ferdinands v Registrar Cridland [2021] FCA 592 at [27] to [30]. A matter that is frivolous may be described as one that is "without substance or groundless or fanciful" and a matter that is vexatious is an abuse of the process of the Court. The term 'abuse of process' includes an application which has no cause of action properly stated and no prospects of success.
By the Documents, you seek to have the Federal Circuit and Family Court of Australia (Division 2) (FCFCOA) review the Commonwealth Ombudsman's decision not to accept your review request. This decision was set out in an email sent by the Commonwealth Ombudsman dated 12 September 2025, whereby they informed you that it would not be accepting you review request, and as a result, your complaint with the Commonwealth Ombudsman's office would remain closed.
You seek to have the FCFCOA conduct this review under the Administrative Decisions (Judicial Review) Act 1977 (Cth) (ADJR Act). For the FCFCOA to have jurisdiction to hear your application under the ADJR Act, there must be a decision that affects your legal rights or obligations (in the sense identified in Griffith University v Tang [2005] HCA 7). A decision by the Commonwealth Ombudsman not to accept your review request does not affect your rights or legal obligations in the sense identified in Griffith University v Tang. As a result, such decisions are not reviewable under the ADJR Act. This point is made clear in Skiba v Commonwealth Ombudsman [2022] FedCFamC2G 216 at [24] and [25] and in Fitzwarryn[e] v Commonwealth Ombudsman [2023] FCA 175 at [40]- [42].
Despite the above, I would nevertheless still not accept the Documents for filing. This is because in your originating application you have not set out any detail regarding 'errors of law' nor how you allege the Commonwealth Ombudsman improperly exercised any power conferred on it. Further, I cannot identify, on the face of the Documents, any jurisdiction the FCFCOA has to deal with your assertion that the Respondent made 'knowingly false' statements about its reviews not being merits reviews.
Having regard to the above, and to the meaning of the relevant terms considered in Ferdinands, I am of the view that the application you seek to bring is an abuse of process because on the face of the documents, the jurisdiction of the FCFCOA has not been invoked. As such, I do not accept the Documents for filing.
I recommend that you seek independent professional legal advice prior to filing any further documents with the Court.
The Documents are returned to you.
If a respondent is in default, the Court may:
(a) order that a step in the proceeding be taken within a specified time; or
(b) if the claim against the respondent is for a debt or liquidated damages - give judgment against the respondent for:
(i) the debt or liquidated damages; and
(ii) if appropriate, interest and costs in a sum fixed by the Court or to be taxed; or
(c) if the proceeding was started by an originating application supported by a statement of claim or an alternative accompanying document referred to in rule 8.04, or if the Court has ordered that the proceeding continue on pleadings - give judgment against the respondent for the relief claimed in the statement of claim or alternative accompanying document to which the Court is satisfied that the applicant is entitled; or
(d) give judgment against the respondent for damages to be assessed, or any other order; or
(e) direct that an order mentioned in paragraph (b), (c) or (d) is to take effect if the respondent does not take a step ordered by the Court in the proceeding in the time specified in the order.
For the purposes of rule 5.11, a respondent is in default if the respondent:
(a) has not satisfied the applicant's claim; and
(b) does not:
(i) do an act required to be done, or do an act in the time required, by these Rules; or
(ii) comply with an order of the Court in the proceeding; or
(iii) attend a hearing in the proceeding; or
(iv) defend the proceeding with due diligence.
(a) As the purported respondent has not filed any defence, that will "suffice for the summary judgment because if there is no defence, there is no prospect".[2]
(b) The question whether the purported respondent has no reasonable prospect of success, as provided for by r 23.08(1)(e) of the GFL Rules, does not arise; there "is nothing for the court to assess".[3]
(c) "Even if we find anything that is on the jurisdiction or beyond that, the application should still be allowed to be filed"; and then the Court will have "the power to exercise judicially to dismiss the application on these findings".[4]
(d) Even if the Registrar were to have filed a submitting appearance, Ms McGinn would bear no burden of proof; and would be entitled to the relief she seeks.[5]
(e) The Registrar has no power to determine the question of jurisdiction.[6]
There is no court known as the "Federal Circuit and Family Court of Australia"
Federal Circuit and Family Court of Australia
(1) The federal court known immediately before the commencement day as the Family Court of Australia is continued in existence as the Federal Circuit and Family Court of Australia (Division 1).
(2) The federal court known immediately before the commencement day as the Federal Circuit Court of Australia is continued in existence as the Federal Circuit and Family Court of Australia (Division 2).
the means by which an administrative requirement is expressed that all documents filed in the Registry must not in their form and content (irrespective of any substantive assessment of their merit) be an abuse of the process of the Court or frivolous or vexatious.
[6] Rule 2.26 has its predecessor in O 46 r 7A of the rules as previously in force. In Bizuneh v Minister for Immigration and Multicultural and Indigenous Affairs [2003] FCAFC 42; (2003) 128 FCR 353 the Full Court said, of the former rule (at [15]):
The rule in its current form removed a clog on the Registrar's discretion to act by permitting the Registrar to refuse to accept or issue a document without the Registrar being required to obtain authority from a Judge so to act. The first point to note in the construction of the rule is that O 46 is directed to administration of registries of the Court. The purpose of r 7A is to assist the Registrar to maintain efficient operation of a registry and, thereby, the Court. Even without a rule in the terms of r 7A it may be thought that it would be implied that a Registrar would have the power, or be under a duty, to protect court procedures from abuse by refusing to accept a document for lodgement or filing which, on its face, would be an abuse of court process or frivolous or vexatious.
[8] And, as the primary judge correctly observed, the function of the Registrar is to ensure "compliance with procedural requirements, by refusing to accept for filing documents which on their face are frivolous or vexatious or would be an abuse of the Court's process": Ferdinands v Cridland (at [12], original emphasis). The primary judge went on to observe that the words "frivolous" and "vexatious" were not defined in the dictionary contained in the Rules. In respect of their meaning, his Honour said this:
- ... However, the term 'vexatious proceeding' is defined in s 37AM(1) of the Federal Court of Australia 1976 (Cth) (the FCA Act) for the purposes of Pt VAAA of the Act. That section provides:
vexatious proceeding includes:
(a) a proceeding that is an abuse of the process of a court or tribunal; and
(b) a proceeding instituted in a court or tribunal to harass or annoy, to cause delay or detriment, or for another wrongful purpose; and
(c) a proceeding instituted or pursued in a court or tribunal without reasonable ground; and
(d) a proceeding conducted in a court or tribunal in a way so as to harass or annoy, cause delay or detriment, or achieve another wrongful purpose.
- As is apparent, that definition is not an exhaustive definition. It indicates, however, that a proceeding will be vexatious if, amongst other things, it is instituted or pursued without reasonable cause.
- In Prior v South West Aboriginal Land and Sea Council Aboriginal Corporation [2020] FCA 808, McKerracher J discussed the meaning of the terms 'vexatious' and 'frivolous' appearing in r 26.01(1) of the FCR. His Honour said:
[35] The expressions 'scandalous', 'vexatious' and 'frivolous' can be used either separately, or in conjunction, or interchangeably, with the expression 'abuse of process of the court' ...
[36] A matter is 'frivolous and vexatious' where the 'cause of action is one which on the face of it is clearly one which no reasonable person could properly treat as bona fide, and contend that he had a grievance which he was entitled to bring before the court'...
[37] In relation to the term 'frivolous':
(a) a matter that is 'frivolous' may be described as one that is 'without substance or groundless or fanciful' ...;
(b) a proceeding will be 'frivolous' where, despite whatever attempts are made to discern a cause of action in the case, it is still not arguable ...; and
(c) 'frivolous' may also describe a situation where a party is trifling with the Court or wasting the Court's time ...
[38] In relation to the term 'vexatious':
(a) a 'vexatious' proceeding is one without foundation, which cannot succeed, or is brought for an ulterior and collateral purpose. 'Vexatious' might also describe proceedings that are seriously and unfairly burdensome, prejudicial or damaging ...;
(b) proceedings may also be described as 'vexatious' where they impose on a respondent party an unnecessary injustice in the form of a burden other than, and additional to, the burden necessarily imposed on a party to litigation instituted on reasonable grounds for the purpose of obtaining relief within the scope of the available remedy ...;
(c) a proceeding is to be regarded as 'vexatious' where:
(i) it is instituted with the intention of annoying or embarrassing the person against whom the proceeding is brought; or
(ii) it is brought for collateral purposes, and not for the purpose of having the court adjudicate on the issues to which it gives rise; or
(iii) irrespective of the motive of the litigant, the proceeding is so obviously untenable or manifestly groundless as to be utterly hopeless ...; and
(d) 'vexatiousness' is a quality of the proceeding rather than a litigant's intention, so that the question is not whether the proceedings have been instituted vexatiously but whether the legal proceedings are in fact vexatious ...
(Citations omitted)
- As is apparent, a proceeding will be frivolous and vexatious if, amongst other things, it is based on a cause of action which no reasonable person could properly treat as bona fide or if it is without substance, groundless, or fanciful. ...
(a) improperly exercised the power conferred by r 2.16 because jurisdiction is not a ground under r 2.16 of the GFL Rules (as claimed in ground 1 of the grounds of application of the Second OA); or
(b) there was no evidence or other material to justify the making of the decision because there is no evidence of abuse of process (as claimed in ground 2 of the grounds of application of the Second OA); or
(c) the Registrar's decision was otherwise contrary to law because the Registrar does not have power to determine the question of jurisdiction (as claimed in ground 3 of the grounds of application of the Second OA).
Because the court is neutral, it could not just pull up - I'm not sure if that's your intention - pull up Registrar Donovan's letter and go through paragraph by paragraph, become a full protagonist to defend for her.
I certify that the preceding forty-five (45) numbered paragraphs are a true copy of the Reasons for Judgment of Judge Manousaridis.
[1] McGinn v Federal Circuit and Family Court of Australia [2025] FedCFamC2G 2179.
[7] Ferdinands v Registrar Cridland [2022] FCAFC 80, at [7] (Charlesworth, Burley, and Cheesman JJ) (speaking of r 2.26 of the Federal Court Rules 2011 (Cth), being equivalent to r 2.16 of the GFL Rules.
[8] Nyoni v Murphy [2018] FCAFC 75, at [38] (Barker, Banks-Smith, and Colvin JJ).
[9] Ferdinands v Registrar Cridland [2022] FCAFC 80.
[10] Prior v South West Aboriginal Land and Sea Council Aboriginal Corporation [2020] FCA 808, at [38].
[11] Fitzwarryne v Commonwealth Ombudsman [2023] FCA 175, at [39] (Rares J).
[13] See, for example, Ferdinands v Registrar Burns [2024] FCAFC 105; Kant v Principal Registrar, Federal Court of Australia [2025] FCA 1622; Dunkerley v Registrar Bird [2025] FCA 1515.
McGinn
Federal Circuit and Family Court of Australia
Dunkerley v Registrar Bird [2025] FCA 1515
Ferdinands v Registrar Burns [2024] FCAFC 10
Ferdinands v Registrar Cridland [2022] FCAFC 80
Fitzwarryne v Commonwealth Ombudsman [2023] FCA 175
Kant v Principal Registrar, Federal Court of Australia [2025] FCA 1622
Nyoni v Murphy [2018] FCAFC 75
Prior v South West Aboriginal Land and Sea Council Aboriginal Corporation [2020] FCA 808
(2003) 128 FCR 353