austlii:cth/FedCFamC2G/2026/370
General information, not legal advice.
FedCFamC2G
2026-03-12
Original judgment source is linked above.
FEDERAL CIRCUIT AND FAMILY COURT OF AUSTRALIA (DIVISION 2)
Note: The form of the order is subject to the entry in the Court's records.
Note: The Court may vary or set aside a judgment or order to remedy minor typographical or grammatical errors (r 24.04(g) Federal Circuit and Family Court of Australia (Division 2) (General Federal Law) Rules 2025 (Cth)), or to record a variation to the order pursuant to r 24.04 Federal Circuit and Family Court of Australia (Division 2) (General Federal Law) Rules 2025 (Cth).
APPLICATION FOR A PROTECTION VISA AND RELATED DECISIONS
(a) a few years earlier, he had a good friend in Malaysia who owed $30,000 to a money lender in an unlicensed loan and the applicant acted as guarantor for his friend; and
(b) the money lenders came to collect the debt but his friend has moved to a location unknown to the applicant. The applicant later found out his friend had died and left the debt unpaid. As the applicant had acted as guarantor, the money lenders wanted him to pay the debt and threatened to kill him if he could not do so.
(a) The Tribunal had serious concerns about the clear discrepancies between the applicant's written and oral evidence, and considered that there was little correlation between the claims in the applicant's protection visa application and his later evidence. The Tribunal considered the applicant's attribution of these discrepancies to friends who he claimed assisted him with his protection visa application. However, the Tribunal found the applicant's evidence about the involvement of his friends, and the later claim that one of the friends was a middle person in the preparation of his application, to be unpersuasive. The Tribunal considered the discrepancies between the applicant's claim in his visa application and his later evidence, and his shifting evidence about the preparation of his visa application, raised concerns about the credibility and reliability of the applicant's claims.
(b) The Tribunal found the applicant's evidence about his friend who allegedly borrowed money and the money lending group to be limited in credible detail. The Tribunal considered that, given the applicant's claimed interactions and concerns with the money lending group over a nine month period, it was difficult to accept that the applicant would not know more details about the money lenders, including the name of the group, the names of certain members and the people who targeted him, its location and details about connections to other gangs.
(c) The Tribunal had concerns with the plausibility of the applicant's claim to have acted as a guarantor for his friend's loan. The applicant gave evidence that he knew about Ah-long and the dangers of borrowing from unlicensed money lenders. The Tribunal was satisfied that the applicant also knew about the risks to his friend as borrower and to him as guarantor. The Tribunal accepted it was not implausible for a person to want to help a friend. However, the Tribunal found it difficult to accept that the applicant would act as guarantor in circumstances where the applicant was a business owner who knew the terms of the agreement and would have had some understanding of the implications of the agreement and his friend's ability to service the loan, and where the total value of the loan was several times the value of the applicant's own assets.
(d) The Tribunal had concerns with the applicant's evidence about the threats he claimed to have faced from the money lenders, when considered against his other evidence. The Tribunal formed the impression that the applicant varied and added to his evidence to respond to the Tribunal's issues and concerns, rather than providing a credible account of what actually occurred.
It follows that I am not satisfied and do not accept his protection claims related to the moneylender group (Ah-long). I do not accept his friend (Z) borrowed money from an Ah-long. I do not accept the applicant acted as guarantor for that loan. I do not accept his friend failed to make his repayments and was killed or otherwise died in Kuala Lumpur. I do not accept that any moneylender sought payment from the applicant, or that he was ever threatened or harmed by the moneylender group. I do not accept he sought to avoid them by running away, staying at his friends' homes or altering his business/work practices to avoid interactions with the group. I do not accept that he was forced to sell his assets and flee to Australia, at least for these reasons. I also do not accept his written claims that he witnessed his friend being beaten, that he was chased and threatened by the moneylender group, or that he moved his family to his hometown before fleeing to Australia. I do not accept his later claims that he heard from his friend in Malaysia that people were looking for him. For clarity, I do not accept any aspect of these claims.
(a) an affidavit of the applicant, filed with his application on 17 January 2025;
(b) the court book filed on behalf of the Minister on 25 February 2025;
(c) an affidavit of Isabel Margarita Cruz Aroca filed on behalf of the Minister on 6 February 2026; and
(d) oral evidence given by the applicant at the hearing.
CONSIDERATION OF THE EXTENSION OF TIME APPLICATION
(a) an application has been made in writing to the Court specifying why the applicant considers that it is necessary in the interests of the administration of justice for the Court to make the order; and
(b) the Court is satisfied that it is necessary in the interests of the administration of justice to make the order.
The length of the delay and the explanation for the delay
4. I do not have a lawyer and I have been representing myself.
I received the Tribunal decision, but I did not fully understand that I only had 35 days to apply to the Court.
6. I was very stressed and upset after the Tribunal refused my case.
I do not have legal knowledge and I did not understand the difference between Tribunal review and Court review.
8. I also do not have much money to get legal advice quickly.
- After I understood that I could apply to this Court, I prepared and filed my application.
- I did not delay on purpose. I was confused and did not understand the strict deadline.
(a) he does not have a lawyer and he had to prepare the application himself;
(b) he did not understand the section for the Minister and the Tribunal and he can understand a little bit;
(c) he has learned and researched on his own and that it why it is slow;
(d) at the moment he is financially tight as his wife cannot work and he is the only one working; and
(e) he has to take care of his four year old daughter.
Applicants can apply to the Federal Circuit and Family Court of Australia (the Court) for judicial review of our decisions. The Court will consider whether we made a jurisdictional error. If you wish to apply for review, you must do so within 35 days of the date of our decision. If you require an extension of time, you must ask for it in the application and explain why. The Court will decide whether or not to grant an extension of time.
The merits of the proposed judicial review application
The applicant's written submission at [16] and [17]: complaints about the Tribunal's credibility findings
Grounds 1 and 2: The applicant's allegation that the Tribunal misconstrued the risk of 'significant harm'
Grounds 3, 4 and 5 and submission at [18]: The applicant's allegations relating to procedural fairness issues
I certify that the preceding sixty-one (61) numbered paragraphs are a true copy of the Reasons for Judgment of Judge Ladhams.
[1]Significant amendments have been made to the Migration Act following the commencement of the Administrative Review Tribunal (Consequential and Transitional Provisions No. 1) Act 2024 (Cth). Unless otherwise stated, all references to the Migration Act in this judgment are references to the provisions of the Migration Act in effect at the relevant time of the events described in this judgment. All references to the Administrative Appeals Tribunal are to the Tribunal as it existed at the time the applicant's matter was before it for review.
AUL25
Minister for Immigration and Citizenship [2026] FedCFamC2G 370
(2011) 241 CLR 594
(2009) 259 ALR 429
(2010) 240 CLR 611
(1999) 197 CLR 611
(1994) 52 FCR 437
(2007) 235 ALR 609
(2022) 276 CLR 579