This Reporting Standard requires all general insurers to submit detailed quarterly and annual data to APRA about concentration and catastrophe exposures (H3/H4, NP HR/VR, OA VR, LMI). APRA uses the data for prudential supervision and to assess capital compliance (s.2, s.3). Insurers bear the compliance costs: regular reporting (s.6–8), audited annual...

Requires the parent entity of a Level 2 insurance group to submit to APRA the data needed to calculate the group’s insurance concentration risk charge, by electronic means, half‑yearly (unaudited) and annually (audited), with standard due dates three months after period end (paras 3,5–6,8). Compliance costs fall on the parent: maintain systems and controls,...

This Prudential Standard requires all private health insurers to maintain risk based capital (the Prudential Capital Requirement or PCR), run a documented Internal Capital Adequacy Assessment Process (ICAAP), and report annually to APRA. It sets how PCR is calculated (insurance, asset, concentration and operational charges, aggregation and tax adjustments)...