18Decisions about loans

#### 18 Decisions about loans (1) The Secretary must decide whether or not to approve a VET student loan if: (a) an application is made for the loan; and (b) the application complies with section 17; and (c) the applicant has complied with any request under that section. (2) The Secretary must give written notice of the decision to both: (a) the applicant; and (b) the course provider. (3) The notice must: (a) be given in accordance with any requirements set out in the rules; and (b) if the Secretary decides not to approve the loan—must include the reasons for the decision. (4) The rules may provide for another person to give the notice on the Secretary’s behalf.