Subdiv 6Invalidity/death insurance benefits—fixed insurance cover (closed)

Subdivision 6—Invalidity/death insurance benefits—fixed insurance cover (closed)

Table 1—Invalidity/death insurance $ Cost/week $ 20 and under 0.80 0.85 0.85 0.90 0.95 1.00 1.05 1.10 1.15 1.20 1.25 1.30 1.40 1.50 1.60 1.70 1.80 2.00 2.10 2.30 2.40 2.60 2.70 2.90 3.10 3.30 3.50 3.70 3.90 4.10 4.40 4.70 5.10 5.50 6.00 6.50 7.10 7.70 8.40 9.20 10.10 11.00 12.00 13.00 14.10 65 or over not applicable

Table 2—Death insurance $ Cost/week $ 20 and under 0.55 0.55 0.55 0.55 0.60 0.60 0.65 0.70 0.75 0.80 0.85 0.90 0.95 1.00 1.10 1.10 1.20 1.30 1.40 1.50 1.60 1.70 1.80 1.90 2.00 2.00 2.20 2.40 2.60 2.80 3.00 3.00 3.50 3.50 4.00 4.50 5.00 5.50 6.00 6.50 7.00 7.50 7.50 8.00 8.00 65 or over not applicable Division 3—Income protection 26—Members over 60 on commencement day (1) Subject to this clause, a member who has reached the age of 60 years before the commencement day is not entitled to a disability pension under regulation 36 unless the Board grants an application by the member for income protection cover. (2) Regulation 37A applies to an application under subclause (1). (3) If a member who reached the age of 60 years not more than 30 days before the commencement day (or within such longer period before the commencement day as the Board considers fair in a particular case) applies for income protection under subclause (1), the Board may waive any 1 or more of the requirements of regulation 37A when determining the application and may grant the application without conditions regardless of the state of the member's health. (4) If a member to whom subclause (3) applies was, before the commencement day, in receipt of a disability pension that ceased only because of the member having reached the age of 60 years, the disability pension received by the member under regulation 36 at the time that the member reached the age of 60 years will be taken into account for the purposes of regulation 36AAD(2) when determining the duration of any pension paid to the member in respect of the same incapacity after the commencement day. 27—Contribution replacement benefit A contribution replacement benefit is not payable under regulation 36AAB in connection with a disability pension paid— (a) to a member who ceased to be engaged in employment to which the Act applies before the commencement day; or (b) in respect of incapacity that commenced before the commencement day. 28—Waiting period Regulation 36AAC(1) to (3) apply for the purposes of determining the applicable waiting period for any disability pension payable in relation to an incapacity for work that commences on or after the commencement day. 29—Eligibility for disability pension (1) Regulation 36 as in force on and from the commencement day applies for the purposes of determining a member's eligibility for a disability pension in respect of incapacity for work if the day on which the member is first incapacitated for work as a consequence of the disability occurs on or after the commencement day. (2) If the day on which the member is first incapacitated for work as a consequence of the disability occurs before the commencement day, regulation 36(1) as in force immediately before that day applies for the purpose of determining the member's eligibility for a disability pension. 30—Conditions of income protection to continue If an application under regulation 37(4) of these regulations as in force before the commencement day was accepted by the Board subject to authorised conditions under regulation 37(8), those conditions continue to apply in relation to the member's entitlement to a disability pension on and from the commencement day. 31—Notional salary and automatic acceptance limit (1) Regulation 36A(1) and (2) as in force immediately before the commencement day continue to apply in relation to a disability pension to which a member became entitled before that day (and, accordingly, regulation 36A(1) and (2) as inserted or varied by these regulations apply only in relation to a disability pension to which a member becomes entitled after the commencement day). (2) Regulation 36A(3) to (9) do not apply in relation to a member to whom this Part applies. (3) However, a member to whom this Part applies may, if the member's notional salary exceeds the automatic acceptance limit, by notice in writing in the approved form, elect to reduce the level of the member's income protection cover by having the member's notional salary fixed at the automatic acceptance limit. (4) If a member makes an election under subclause (3)— (a) the member's notional salary under regulation 36A will be taken to be fixed at the automatic acceptance limit; and (b) the member's disability pension premium will accordingly be determined on the basis of the fixed amount. (5) A member who has made an election under subclause (3) may subsequently apply to the Board for an increase in the level of the member's income protection cover. (6) If an application by a member under subclause (5) is approved by the Board— (a) the member's notional salary will be determined under regulation 36A(1) or (2), as appropriate; and (b) regulation 36A(3) to (9) will not apply in relation to the member; and (c) the member's disability pension premium will accordingly be determined on the basis of the member's notional salary. (7) Regulation 37A applies to an application under subclause (5). (8) If an application under subclause (5) is granted subject to authorised conditions under regulation 37A— (a) any entitlement of the member to a disability pension based on a notional salary set at a level higher than the automatic acceptance limit will be subject to those conditions; and (b) the member's entitlement to a disability pension will continue to be subject to any authorised conditions that applied before the application was granted; and (c) if the member has income protection cover under these regulations that the member was not required to apply for, the member will be entitled, without conditions, to a disability pension based on a notional salary fixed at the automatic acceptance limit (or, if there is a later reduction in the member's salary, at a lower level that corresponds to the member's notional salary as determined under regulation 36A(1) and (2)). (9) In this regulation— automatic acceptance limit has the same meaning as in regulation 36A. 32—Maximum salary income protection cap (1) Regulation 36B, as in force on and from the commencement day, applies in relation to a member whether the member became a member of the scheme before or after that day. (2) However, if, immediately before the commencement day, the notional salary of a member to whom this Part applies exceeded the maximum salary income protection cap (within the meaning of regulation 36B)— (a) the member's notional salary for the purposes of regulation 36A is to be fixed at the level of the member's salary immediately before the commencement day irrespective of any subsequent increase in the member's salary (but any subsequent reduction in the member's salary is to be taken into account in determining the member's notional salary); and (b) the member's disability pension premium will accordingly be determined on the basis of the fixed amount. Legislative history Notes • Please note—References in the legislation to other legislation or instruments or to titles of bodies or offices are not automatically updated as part of the program for the revision and publication of legislation and therefore may be obsolete. • Earlier versions of these regulations (historical versions) are listed at the end of the legislative history. • For further information relating to the Act and subordinate legislation made under the Act see the Index of South Australian Statutes or . Legislation revoked by principal regulations The Southern State Superannuation Regulations 2009 revoked the following: Southern State Superannuation Regulations 1995 Principal regulations and variations New entries appear in bold. Year No Reference Commencement Gazette 23.7.2009 p3290 1.8.2009:  r 2 Gazette 18.11.2010 p5362 18.11.2010: r 2 Gazette 23.6.2011 p2704 1.7.2011: r 2 Gazette 12.7.2012 p3115 12.7.2012: r 2 Gazette 20.12.2012 p6236 31.12.2012: r 2 Gazette 19.12.2013 p5008 19.12.2013: r 2 Gazette 7.8.2014 p3998 7.8.2014: r 2 Gazette 13.11.2014 p6441 13.11.2014: r 2 Gazette 27.8.2015 p4116 27.8.2015: r 2 Gazette 11.2.2016 p462 11.2.2016: r 2 Gazette 16.6.2016 p2112 16.6.2016: r 2 Gazette 19.12.2017 p5189 3.9.2018—date varied by 53/2018 r 4 (Gazette 3.5.2018 p1510): r 2 Gazette 30.8.2018 p3277 3.9.2018 immediately after 349/2017: r 2 Gazette 21.5.2020 p2455 21.9.2020: r 2 Gazette 3.2.2022 p194 1.4.2022 except Pt 3 & Sch 1 (cl 3)—30.11.2022: r 2 Gazette 2.11.2023 p3654 30.11.2023: r 2 Gazette 13.11.2025 p4456 13.11.2025: r 2 Provisions varied New entries appear in bold. Entries that relate to provisions that have been deleted appear in italics. Provision How varied Commencement Pt 1