66‑1 Community rating requirements66‑1 Community rating requirements

66‑1 Community rating requirements (1) An insurance policy meets the community rating requirements in this Division if: (a) the policy prohibits the private health insurer that issued the policy from breaching the principle of community rating in section 55‑5 in relation to a person insured under the policy; and (b) the policy has no terms or conditions that would allow the insurer to *improperly discriminate against a person insured under the policy; and (c) the only discounts (if any) available under the policy are discounts allowed under subsection 66‑5(2); and (d) unless the policy is issued under a new *product (see subsection (2))—the premiums payable under the policy meet the premium requirement in section 66‑5. (2) For the purposes of paragraph (1)(d), an insurance policy is issued under a new *product if the amount of premiums charged under policies in the product has not changed since the first policy in the product was issued.