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Private Health Insurance Act 2007
34‑25 Meaning of lifetime health cover b34‑25 Meaning of lifetime health cover base day
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34‑25 Meaning of lifetime health cover base day
General rule: 1 July after person turns 31
(1) Subject to subsections (2), (3), (4) and (4A), a person’s lifetime health cover base day is the 1 July after the person turns 31.
Note: See also section 37‑5.
Person who had lifetime health cover base day on or before 30 June 2010
(2) If a person had a lifetime health cover base day on or before 30 June 2010, that lifetime health cover base day remains the person’s lifetime health cover base day.
Person who is not an Australian citizen and is not covered by subsection (2)
(3) Subject to subsection (4), the lifetime health cover base day of a person who is not an Australian citizen on the person’s *medicare eligibility day and is not covered by subsection (2) is the later of:
(a) the 1 July after the person turns 31; and
(b) the first anniversary of the person’s medicare eligibility day.
Note: See also section 37‑5.
Person overseas on day worked out under subsection (1) or (3)
(4) However, if the person is *overseas on the day worked out under subsection (1) or (3), the person’s lifetime health cover base day is the first anniversary of:
(a) the person’s first return to Australia from overseas; or
(b) the person’s first entry to Australia;
after the day worked out under subsection (1) or (3), whichever is applicable.
Person living on Norfolk Island at the final transition time
(4A) If:
(a) a person was living on Norfolk Island at the final transition time (within the meaning of the Norfolk Island Act 1979); and
(b) the person had turned 31 before that time;
the person’s lifetime health cover base day is the first day after the end of the 12‑month period that began at that time.
(4B) If:
(a) a person is living on Norfolk Island at the final transition time (within the meaning of the Norfolk Island Act 1979); and
(b) the person turns 31 at or after that time;
the person’s lifetime health cover base day is whichever is the later of the following:
(c) the 1 July after the person turns 31;
(d) the first day after the 12‑month period that began at that time.
Medicare eligibility day
(5) A person’s medicare eligibility day is the day on which the person is registered by the Chief Executive Medicare as an eligible person within the meaning of section 3 of the Health Insurance Act 1973.