7Information requests

7  Information requests

 (1) This section is made for the purposes of subsections 6N(d) and 6N(e) of the Act.

Note 1:  Subsection 6N(d) of the Act provides that credit information includes “a statement that an information request has been made in relation to the individual by a credit provider, mortgage insurer or trade insurer;”.

Note 2:  Subsection 6N(e) of the Act provides that credit information includes “the type of consumer credit or commercial credit, and the amount of credit, sought in an application:

                              (i)  that has been made by the individual to a credit provider; and

          (ii)  in connection with which the provider has made an information request in relation to the individual;”.

 (2) Where:

 (a) a credit provider makes an information request to a credit reporting body in connection with an application for consumer credit; and

 (b) the amount of credit sought is unknown or incapable of being specified

  the credit information that the credit reporting body may collect and disclose may include that an unspecified amount of consumer credit is being sought from the credit provider.