Privacy Act 1988
24AObtaining credit eligibility information from a credit provider
Start here
Get a plain-English read of 24A
Turn the raw legal text into a practical explanation grounded in Privacy Act 1988.
24A Obtaining credit eligibility information from a credit provider
Offences (1) An entity commits an offence if: (a) the entity obtains credit eligibility information; and (b) the information is obtained from a credit provider; and (c) the entity is not: (i) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or (ii) an access seeker for the information.
Penalty: 200 penalty units.
(2) An entity commits an offence if: (a) the entity obtains credit eligibility information; and (b) the information is obtained from a credit provider; and (c) the information is obtained by false pretence.
Penalty: 200 penalty units.
Civil penalties (3) An entity must not obtain credit eligibility information from a credit provider if the entity is not: (a) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or (b) an access seeker for the information.
Civil penalty: 2,000 penalty units.
(4) An entity must not obtain, by false pretence, credit eligibility information from a credit provider.
Civil penalty: 2,000 penalty units.