CTHIn ForceAct
Privacy Act 1988
24AObtaining credit eligibility information from a credit provider
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#### 24A Obtaining credit eligibility information from a credit provider
Offences
(1) An entity commits an offence if:
(a) the entity obtains credit eligibility information; and
(b) the information is obtained from a credit provider; and
(c) the entity is not:
(i) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or
(ii) an access seeker for the information.
Penalty: 200 penalty units.
(2) An entity commits an offence if:
(a) the entity obtains credit eligibility information; and
(b) the information is obtained from a credit provider; and
(c) the information is obtained by false pretence.
Penalty: 200 penalty units.
Civil penalties
(3) An entity must not obtain credit eligibility information from a credit provider if the entity is not:
(a) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or
(b) an access seeker for the information.
Civil penalty: 2,000 penalty units.
(4) An entity must not obtain, by false pretence, credit eligibility information from a credit provider.
Civil penalty: 2,000 penalty units.