Privacy Act 1988
24Obtaining credit reporting information from a credit reporting body
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24 Obtaining credit reporting information from a credit reporting body
Offences (1) An entity commits an offence if: (a) the entity obtains credit reporting information; and (b) the information is obtained from a credit reporting body; and (c) the entity is not: (i) an entity to which the body is permitted to disclose the information under Division 2 of this Part; or (ii) an access seeker for the information.
Penalty: 200 penalty units.
(2) An entity commits an offence if: (a) the entity obtains credit reporting information; and (b) the information is obtained from a credit reporting body; and (c) the information is obtained by false pretence.
Penalty: 200 penalty units.
Civil penalties (3) An entity must not obtain credit reporting information from a credit reporting body if the entity is not: (a) an entity to which the body is permitted to disclose the information under Division 2 of this Part; or (b) an access seeker for the information.
Civil penalty: 2,000 penalty units.
(4) An entity must not obtain, by false pretence, credit reporting information from a credit reporting body.
Civil penalty: 2,000 penalty units.