22EUse or disclosure of information by credit managers etc.

#### 22E Use or disclosure of information by credit managers etc. Prohibition on use or disclosure (1) If: (a) a person holds or held credit eligibility information about an individual; and (b) the information was disclosed to the person by a credit provider under paragraph 21G(3)(c); the person must not use or disclose the information, or any personal information about the individual derived from that information. Civil penalty: 1,000 penalty units. Permitted uses (2) Subsection (1) does not apply to the use of the information if: (a) the person uses the information for the purpose for which it was disclosed to the person under paragraph 21G(3)(c); or (b) the use is required or authorised by or under an Australian law (other than the consumer data rules) or a court/tribunal order. Permitted disclosure (3) Subsection (1) does not apply to the disclosure of the information if: (a) the disclosure is to the credit provider; or (b) the disclosure is required or authorised by or under an Australian law (other than the consumer data rules) or a court/tribunal order. Interaction with the Australian Privacy Principles (4) If the person is an APP entity, Australian Privacy Principles 6, 7 and 8 do not apply to the person in relation to the information. (5) If: (a) the person is an APP entity; and (b) the information is a government related identifier of the individual; Australian Privacy Principle 9.2 does not apply to the person in relation to the information.