Commonwealth legislation

Privacy Act 1988 - Determination No. 1991-2 (s.18E(3))

RepealedCTH

This Act has been repealed and is no longer in force. It is retained for historical reference.

Jurisdiction

Commonwealth

Collection

legislative instrument

Plain English Summary

1/10 complexity

This determination sets out the specific personal details that credit reporting agencies are allowed to keep in your credit information file purely to identify you.

It limits this identifying information to four categories:

Core identity: Your full name (including any known aliases), sex, and date of birth
Residential history: A maximum of three addresses—your current or last known address, plus your two immediately previous addresses
Employment: The name of your current or last known employer
ID number: Your driver's licence number

This restricts credit bureaus to collecting only what's reasonably necessary to match credit records to the right person, preventing them from holding excessive personal data just for identification purposes.

JSON API

Deep dive

Want the full deep dive?

Zoe can write the in-depth analysis on top of the summary above: how it works, who it affects and what each part actually does.

Current sections

Direct links to the current provisions in Privacy Act 1988 - Determination No. 1991-2 (s.18E(3)).

Privacy Act 1988 - Determination No. 1991-2 (s.18E(3))

meta-content-style-type: text/css meta-content-type: application/xhtml+xml; charset=utf-8 meta-generator: Aspose.Words for .NET 20.2 title: "Determination under the Privacy Act 1988: 1991 No 2 (s"

?xml version="1.0" encoding="utf-8" standalone="no"?>

Determination under the Privacy Act 1988: 1991 No 2 (s.18E(3))

Concerning identifying particulars permitted to be included in a credit information file

Under s.18E(3) of the Privacy Act 1988, I DETERMINE that:

The following kinds of information are reasonably necessary to be included in an individual's credit information file in order to identify the individual:
full name, including any known aliases; sex; and date of birth;
a maximum of three addresses consisting of a current or last known address and two immediately previous addresses;
name of current or last known employer; and
driver's licence number.
This determination shall take effect on 24 September 1991.

Dated 11 September 1991

Kevin Patrick O'Connor Privacy Commissioner

Source text

Sourced from the Federal Register of Legislation (legislation.gov.au), CC BY 4.0.