15. Rural calculation

(1) For a procedural general practitioner practising in a rural area, the rural calculation is 75% of the difference between:

(a) the amount of the premium for that practitioner; and

(b) the amount of the lowest base premium for a non-procedural general practitioner in the same income band, practising in the same State, and who has medical indemnity cover with the same contracted insurer.

Note 'Lowest base premium' and ‘State’ are defined in section 52.

(2) If the procedural general practitioner's medical indemnity cover for procedural general practice is increased solely to cover the practitioner's performance of non-therapeutic cosmetic procedures, the increase in premium for the extended services is not to be included in the premium for subsection (1).

Note Subsection (2) applies only to rural practitioners who come within the definition of procedural general practitioner, which excludes a practitioner whose procedural general practice involves only non-therapeutic cosmetic procedures. Under subsection (2) above, if a rural procedural general practitioner is required to pay a higher premium because he or she is performing non-therapeutic cosmetic procedures, the additional amount of premium is not included in the rural calculation.