24Compensation for loss of or damage to property used by covered person

24  Compensation for loss of or damage to property used by covered person

 (a) a covered person has an accident arising out of, and in the course of, his or her covered activities; and

 (b) the accident does not cause injury to the covered person but results in the loss of, or damage to, property used by the covered person;

the Commonwealth is liable to pay compensation to the covered person of an amount equal to the amount of the expenditure reasonably incurred by the covered person in the necessary replacement or repair of the property.

 (2) For the purposes of subsection (1), expenditure incurred by a covered person in the necessary replacement or repair of property used by the covered person is taken to include any fees or charges paid or payable by the covered person to a legally qualified medical practitioner or dentist or other qualified person for a consultation, examination, prescription or other service reasonably rendered in connection with the replacement or repair.

 (3) Compensation is not payable under this section if the loss or damage is attributable to the serious and wilful misconduct of the covered person.

 (4) For the purposes of subsection (1), disregard any covered activities engaged in before 1 January 2016.