13Incapacity for work

13  Incapacity for work

  A reference in this instrument to an incapacity for work is a reference to an incapacity suffered by a covered person as a result of an injury, where the incapacity is:

 (a) if the covered person is a covered current member—an incapacity that results in a reduction in a relevant allowance or salary in relation to the member; or

 (b) otherwise:

 (i) an incapacity to engage in any work; or

 (ii) an incapacity to engage in work at the same level at which the covered person was engaged immediately before the injury happened.