National Consumer Credit Protection (Transitional and Consequential Provisions) Regulations 2010
25Effect of payment of penalty
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25 Effect of payment of penalty
Alleged commission of offence against the Act
(1) If:
(a) an infringement notice is given in relation to an alleged commission of an offence against the Act that is stated to be an offence of strict liability; and
(b) the infringement notice is not withdrawn; and
(c) the recipient pays the penalty stated in the notice in accordance with regulation 24;
the consequences mentioned in subregulation (2) apply.
(2) The effects are:
(a) any liability of the recipient for the alleged offence is discharged; and
(b) no prosecution may be brought against the recipient for the alleged offence; and
(c) the recipient is not taken to have admitted guilt in respect of the alleged offence; and
(d) the recipient is not taken to have been convicted of the offence.
Alleged contravention of civil penalty provision
(3) If:
(a) an infringement notice is given in relation to an alleged contravention of the civil penalty provision in subitem 19 (1) of Schedule 2 to the Act; and
(b) the infringement notice is not withdrawn; and
(c) the recipient pays the penalty stated in the notice in accordance with regulation 24;
the consequences mentioned in subregulation (4) apply.
(4) The effects are:
(a) any liability of the recipient for the alleged contravention is discharged; and
(b) no civil proceedings may be brought by the Commonwealth against the recipient for the alleged contravention; and
(c) the recipient is not taken to have admitted guilt in respect of the alleged contravention; and
(d) the recipient is not taken to have been found guilty of the contravention.
Note This regulation does not prevent a consumer from commencing a civil proceeding against the recipient under section 178 or 179 of the National Credit Act. ASIC is not prevented from applying for an order on behalf of a plaintiff in accordance with those sections. Sections 178 and 179 of that Act apply to registered persons and Schedule 2 of the Act under item 37 of Schedule 2 to the Act.