79CDefault in payment by direct debit under small amount credit contract

#### 79C Default in payment by direct debit under small amount credit contract (1) For section 39C of the Code, the credit provider must refrain from seeking a repayment due under a small amount credit contract by relying on a direct debit request if: (a) the credit provider has twice sought to obtain the repayment using the direct debit request; and (b) the credit provider: (i) has not told the debtor that the direct debit requests have been unsuccessful; or (ii) has not made reasonable attempts to contact the debtor. (2) If the credit provider receives the repayment to which subregulation (1) relates: (a) subregulation (1) ceases to apply; and (b) the credit provider may seek repayments due under the small amount credit contract by relying on a direct debit request.