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National Consumer Credit Protection Regulations 2010
25MModification—credit card provided before 1 July 2012
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#### 25M Modification—credit card provided before 1 July 2012
For paragraph 164(d) of the Act, the provisions of the Act to which Part 3‑7 of the Act applies apply as if section 133BD were modified by adding the following subsection after subsection 133BD(2):
‘(3) Subsections (1) and (2) do not apply if the application is made using an application form provided by the licensee to the consumer before 1 July 2012.’
Chapter 3—Responsible lending conduct