3AGeneral restrictions on application of Act

#### 3A General restrictions on application of Act 3A General restrictions on application of Act > > (1) This Act (including any third-party policy under this Act) applies only in respect of the death of or injury to a person that is caused by the fault of the owner or driver of a motor vehicle in the use or operation of the vehicle and only if the death or injury is a result of and is caused (whether or not as a result of a defect in the vehicle) during— > > > > > (a) the driving of the vehicle, or > > > > > (b) a collision, or action taken to avoid a collision, with the vehicle, or > > > > > (c) the vehicle’s running out of control, or > > > > > (d) a dangerous situation caused by the driving of the vehicle, a collision or action taken to avoid a collision with the vehicle, or the vehicle’s running out of control. > > > > Note. > > > > Part 1.2 (No-fault claims—children and blameless accidents) extends the operation of this Act for certain limited purposes to motor accidents that have not in fact been caused by the fault of the owner or driver of the motor vehicle. > > > > Part 1.2 achieves this result by deeming such accidents to have been caused by the fault of the owner or driver of the motor vehicle in the use or the operation of the vehicle provided that— > > > > > (a) the vehicle was involved in the accident and had motor accident insurance cover for the accident, and > > > > > (b) the accident was not caused by the fault of any other person or the accident resulted in the death of or injury to a child. > > > > The early payment scheme provided for under Part 3.2 extends to all injured persons injured in a motor accident (including at fault drivers, pedestrians and other road users). > > > > The bulk billing arrangements provided for under section 54 extend to any person injured in a motor accident (even if the motor accident was caused, partly or wholly, by the fault of that person). > > > (2) This Act (including any third-party policy under this Act) does not apply in respect of an injury that arises gradually from a series of incidents. > > **s 3A:** Ins 2006 No 17, Sch 1 \[5\]. Am 2009 No 26, Sch 1 \[1\] \[2\]; 2010 No 98, Sch 1 \[3\].