20Right of insurer against unauthorised driver of motor vehicle

20 Right of insurer against unauthorised driver of motor vehicle

20 Right of insurer against unauthorised driver of motor vehicle

(cf s 22 MAA)

If—

(a) a person uses or operates a motor vehicle without the authority of the owner or without reasonable grounds for believing that he or she had the authority of the owner, and

(b) a licensed insurer pays any money or incurs any costs (under a third-party policy) in respect of a motor accident arising from that use or operation,

the insurer may recover the money so paid and the costs so incurred from the person as a debt in a court of competent jurisdiction.