15AExclusion of acts of terrorism from insurance coverage

#### 15A Exclusion of acts of terrorism from insurance coverage 15A Exclusion of acts of terrorism from insurance coverage > > (1) A third-party policy does not extend to insure the owner or driver of a motor vehicle against a liability that is attributable to an act that, having regard to the nature of the act and the context in which the act was done, it is reasonable to characterise as an act of terrorism. > > > (2) Any lawful activity or any industrial action cannot be characterised as an act of terrorism for the purposes of this section. An act can only be so characterised if it— > > > > > (a) causes or threatens to cause death, personal injury or damage to property, and > > > > > (b) is designed to influence a government or to intimidate the public or a section of the public, and > > > > > (c) is carried out for the purpose of advancing a political, religious, ideological, ethnic or similar cause. > > > (3) This section applies to an act of terrorism that occurs on or after 1 January 2002 and before such date as may be appointed by proclamation for the purposes of this section. > > > (4) This section does not affect any claim that is paid in full before the date of assent to the [Motor Accidents Compensation Amendment (Terrorism) Act 2002](/view/html/repealed/current/act-2002-010). > > **s 15A:** Ins 2002 No 10, Sch 1 \[1\]. Am 2002 No 113, sec 3; 2003 No 68, Sch 1 \[1\].