10Third-party policies

#### 10 Third-party policies 10 Third-party policies (cf s 9 and Sch 1 MAA) > > (1) A third-party policy under this Act is a policy that is in the following terms— > > > > Third-party Policy > > > > The insurer insures the owner of the motor vehicle and any other person who at any time drives the vehicle (whether or not with the consent of the owner) against liability in respect of the death of or injury to a person caused by the fault of the owner or driver of the vehicle— > > > > > (a) if the motor vehicle is not one to which paragraph (b) applies—in the use or operation of the vehicle in any part of the Commonwealth (whether or not on a road), or > > > > > (b) if the motor vehicle is subject to an unregistered vehicle permit under the [Road Transport Act 2013](/view/html/inforce/current/act-2013-018)—in the use or operation of the vehicle on any road in any part of the Commonwealth. > > > > In this policy, words and expressions have the same meanings as in the [Motor Accidents Compensation Act 1999](/view/html/inforce/current/act-1999-041). > > > (2) A policy does not cease to be a third-party policy under this Act merely because the policy refers to an unregistered vehicle permit under the [Road Transport (Vehicle Registration) Act 1997](/view/html/repealed/current/act-1997-119) instead of an unregistered vehicle permit under the [Road Transport Act 2013](/view/html/inforce/current/act-2013-018) (as specified in paragraph (b) of the policy set out in subsection (1)). > > **s 10:** Am 2013 No 19, Sch 4.45 \[3\] \[4\].