15Notice of refusal to enter into contract of insurance for professional indemnity cover

15 Notice of refusal to enter into contract of insurance for professional indemnity cover

(1) For the purposes of section 52B of the Act, this section specifies requirements for notification of a medical practitioner of a medical indemnity insurer’s refusal to enter into a contract of insurance with the practitioner to provide professional indemnity cover. (2) The notification must include: (a) the reasons for the refusal; and (b) a statement that the medical practitioner may make a complaint about the refusal in accordance with the AFCA scheme. (3) If, immediately before the refusal there was not a contract of insurance with the insurer providing professional indemnity cover for the practitioner, the notification must be made within 30 days of the insurer receiving all information reasonably required to decide whether to enter into such a contract. (4) If, immediately before the refusal there was a contract (the existing contract) of insurance in force with the insurer providing professional indemnity cover for the practitioner, the notification must be made: (a) as soon as practicable after the refusal; and (b) if possible, at least 60 days before the expiry of the existing contract.