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Commonwealth Coat of Arms
Judges’ Pensions Order 2013
I, Penelope Ying Yen Wong, Minister for Finance and Deregulation, make the following order under the Judges’ Pensions Act 1968.
Dated: 12 March 2013
Penelope Ying Yen Wong
Minister for Finance and Deregulation
Contents
Part 1—Preliminary
1 Name of order
2 Commencement
3 Authority
4 Definitions
Part 2—Scheme value and pension rates
5 Scheme value—member spouse with no surcharge debt
6 Scheme value—member spouse with surcharge debt
7 Associate immediate pension for non‑member spouse
8 Associate deferred pension
9 Associate deferred pension—death of non‑member spouse
10 Operative time during growth phase—reduction of associate deferred pension
11 Operative time during payment phase—reduction of standard pension
Schedule 1—Methods and factors
Part 1—Methods
Division 1.1—Interpretation
1 Definitions
Division 1.2—Interests in the growth phase
2 Methods and factors for interests of members in the scheme
Division 1.3—Interests in the payment phase
3 Methods and factors for interests of members in the scheme
Division 1.4—Factors
Part 2—Factors
Part 1—Preliminary
1 Name of order
This order is the Judges’ Pensions Order 2013.
2 Commencement
This order commences on 15 March 2013.
3 Authority
This order is made under the Judges’ Pensions Act 1968.
4 Definitions
In this order:
Act means the Judges’ Pensions Act 1968.
Federal Court Judge’s salary means the annual salary of a Judge of the Federal Court of Australia, other than the Chief Justice.
Table 1 means Table 1 of Part 2 of Schedule 1.
Table 2 means Table 2 of Part 2 of Schedule 1.
Table 3 means Table 3 of Part 2 of Schedule 1.
Treasury bond rate means:
(a) if any Treasury bonds with a 10 year term were issued on the last working day of the financial year ending immediately before the period for which the increase is being calculated—the annual yield on those bonds; or
(b) in any other case—the annual yield on Treasury bonds with a 10 year term, as published by the Reserve Bank of Australia for that day.
Note: For the definitions of the following terms, see subsection 4(1) of the Act:
(a) associate deferred pension;
(b) associate immediate pension;
(c) member spouse;
(d) operative time;
(e) original interest;
(f) retirement pension;
(g) standard pension;
(h) transfer amount.
Part 2—Scheme value and pension rates
5 Scheme value—member spouse with no surcharge debt
(1) This section applies if the most recent member information statement provided to a member spouse before the operative time did not show a debit in the member spouse’s surcharge debt account.
(2) For the definition of scheme value in subsection 4(1) of the Act, the scheme value in relation to the member spouse is determined using the methods and factors set out in Schedule 1 as in force immediately before the operative time.
6 Scheme value—member spouse with surcharge debt
(1) This section applies if the most recent member information statement (the statement) provided to a member spouse before the operative time showed a debit in the member spouse’s surcharge debt account.
(2) For the definition of scheme value in subsection 4(1) of the Act, the scheme value in relation to the member spouse is determined using the methods and factors set out in Schedule 1 as in force immediately before the operative time.
(3) However, if:
(a) it is necessary to calculate the scheme value for the purpose of the definition of transfer amount in subsection 4(1) of the Act; and
(b) the operative time is on or after the day on which this subsection commences; and
(c) the Secretary of the Department has received a splitting agreement or splitting order in respect of the original interest;
the scheme value is the value identified under subsection (2), reduced by the amount of the member spouse’s surcharge debt shown in the statement.
7 Associate immediate pension for non‑member spouse
For subsection 17AA(2) of the Act, the rate is calculated as follows:
Method statement
Step 1. Identify the transfer amount that was payable at the operative time.
Step 2. Calculate an amount using the formula:View image in the official source
where:
Fy is the number in Table 1 that applies to the non‑member spouse’s gender, and age in whole years, at the operative time.
Fy+1 is the number in Table 1 that would apply to the non‑member spouse if the non‑member spouse’s age in whole years was one year more than it was at the operative time.
m is the number of whole months of the non‑member spouse’s age that are not included in the non‑member spouse’s age in whole years at the operative time.
Step 3. Divide the transfer amount identified in step 1 by the amount calculated in step 2.
Step 4. Divide the amount calculated in step 3 by the Federal Court Judge’s salary at the operative time.
Round the result to 4 decimal places (rounding up if the fifth decimal place is 5 or more).
Step 5. Multiply the amount calculated in step 4 by the Federal Court Judge’s salary.
8 Associate deferred pension
For subsection 17AB(1) of the Act, the annual rate is calculated as follows:
Method statement
Step 1. Identify the transfer amount that was payable at the operative time.
Step 2A. Add the amount identified in step 1 to the increases in the transfer amount calculated in steps 2B, 2C and 2D.
Step 2B. First period
Identify the shorter of:
(a) the period between the operative time and the end of the financial year in which the operative time occurs; and
(b) the period between the operative time and when the associate deferred pension becomes payable.
This is the first period.
Calculate the increase in the transfer amount for the first period using the formula:
View image in the official source
where:
amount is the amount identified in step 1.
rate is the Treasury bond rate for the financial year in which the first period occurs.
time is the number of days in the first period.
Round the result to 2 decimal places (rounding up if the third decimal place is 5 or more).
Step 2C. Second period (if any)
Use this step if one or more full financial years occurs immediately after the end of the first period and before the associate deferred pension becomes payable.
This is the second period.
Calculate the increase in the transfer amount for each full financial year of the second period using the formula:
View image in the official source
where:
increased amount is the amount identified in step 1, added to:
(a) the increase in the transfer amount calculated in step 2B; and
(b) any increases in the transfer amount calculated under this step for earlier financial years in the second period.
rate is the Treasury bond rate for the financial year for which the calculation is being made.
Round the amount to 2 decimal places (rounding up if the third decimal place is 5 or more).
Step 2D. Final period (if any)
Use this step if:
(a) there is any period between the end of a financial year and when the associate deferred pension becomes payable; and
(b) neither step 2B nor step 2C covers that period.
This is the final period.
Calculate the increase in the transfer amount for the final period using the formula:
View image in the official source
where:
increased amount is the amount identified in step 1, added to:
(a) the increase in the transfer amount calculated in step 2B; and
(b) the increases in the transfer amount calculated in step 2C for each financial year in the second period.
rate is the Treasury bond rate for the financial year in which the final period occurs.
time is the number of days in the final period.
Round the result to 2 decimal places (rounding up if the third decimal place is 5 or more).
Step 3. Calculate an amount using the formula:View image in the official source
where:
Fy is the number in Table 1 that applies to the non‑member spouse’s gender, and age in whole years, when the associate deferred pension becomes payable.
Fy+1 is the number in Table 1 that would apply to the non‑member spouse if the non‑member spouse’s age in whole years was one year more than it was when the associate deferred pension becomes payable.
m is the number of whole months of the non‑member spouse’s age that are not included in the non‑member spouse’s age in whole years when the associate deferred pension becomes payable.
Step 4. Divide the amount calculated in step 2A by the amount calculated in step 3.
Step 5. Divide the amount calculated in step 4 by the Federal Court Judge’s salary when the associate deferred pension becomes payable.
Round the result to 4 decimal places (rounding up if the fifth decimal place is 5 or more).
Step 6. Multiply the amount calculated in step 5 by the Federal Court Judge’s salary
9 Associate deferred pension—death of non‑member spouse
(1) This section is made for subsection 17AB(6) of the Act.
(2) The amount payable is the transfer amount that was payable at the date of death:
(a) reduced by any payment split before the date of death; and
(b) increased in the way described in step 2A in section 8 as if an associate deferred pension had become payable at the date of death.
10 Operative time during growth phase—reduction of associate deferred pension
For section 17AG of the Act, the annual rate of the associate deferred pension (when it becomes payable) is reduced to the amount calculated as follows:
Method statement
Step 1. Identify the transfer amount that was payable at the operative time.
Step 2A. Add the amount identified in step 1 to the increases in the transfer amount calculated in steps 2B, 2C and 2D.
Step 2B. First period
Identify the shorter of:
(a) the period between the operative time and the end of the financial year in which the operative time occurs; and
(b) the period between the operative time and when the associate deferred pension becomes payable.
This is the first period.
Calculate the increase in the transfer amount for the first period using the formula:
View image in the official source
where:
amount is the amount identified in step 1.
rate is the Treasury bond rate for the financial year in which the first period occurs.
time is the number of days in the first period.
Round the result to 2 decimal places (rounding up if the third decimal place is 5 or more).
Step 2C. Second period (if any)
Use this step if one or more full financial years occurs immediately after the end of the first period and before the associate deferred pension becomes payable.
This is the second period.
Calculate the increase in the transfer amount for each full financial year of the second period using the formula:
View image in the official source
where:
increased amount is the amount identified in step 1, added to:
(a) the increase in the transfer amount calculated in step 2B; and
(b) any increases in the transfer amount calculated under this step for earlier financial years in the second period.
rate is the Treasury bond rate for the financial year for which the calculation is being made.
Round the amount to 2 decimal places (rounding up if the third decimal place is 5 or more).
Step 2D. Final period (if any)
Use this step if:
(a) there is any period between the end of a financial year and when the associate deferred pension becomes payable; and
(b) neither step 2B nor step 2C covers that period.
This is the final period.
Calculate the increase in the transfer amount for the final period using the formula:
View image in the official source
where:
increased amount is the amount identified in step 1, added to:
(a) the increase in the transfer amount calculated in step 2B; and
(b) the increases in the transfer amount calculated in step 2C for each financial year in the second period.
rate is the Treasury bond rate for the financial year in which the final period occurs.
time is the number of days in the final period.
Round the result to 2 decimal places (rounding up if the third decimal place is 5 or more).
Step 3. Identify the associate deferred pension, as calculated under subsection 17AB(1) of the Act on the date of payment, disregarding the payment split.
Step 4. Calculate an amount using the formula:View image in the official source
where:
Fy is the number in Table 1 that applies to the member spouse’s gender, and age in whole years, when the associate deferred pension becomes payable.
m is the number of whole months of the member spouse’s age that are not included in the member spouse’s age in whole years when the associate deferred pension becomes payable.
Fy+1 is the number in Table 1 that would apply to the member spouse if the member spouse’s age in whole years was one year more than it is when the associate deferred pension becomes payable.
Step 5. Multiply the amount identified in step 3 by the amount calculated in step 4 (ensuring the amount identified in step 3 takes account of any previous payment split).
Step 6. Reduce the amount calculated in step 5 by the amount calculated in step 2A.
Step 7. Divide the amount calculated in step 6 by the amount calculated in step 4.
Step 8. Divide the amount calculated in step 7 by the Federal Court Judge’s salary when the associate deferred pension becomes payable.
Round the result to 4 decimal places (rounding up if the fifth decimal place is 5 or more).
Step 9. Multiply the amount calculated in step 8 by the Federal Court Judge’s salary.
11 Operative time during payment phase—reduction of standard pension
(1) For subsection 17AH(2) of the Act, the annual rate of a standard pension is reduced to the amount calculated as follows:
Method statement
Step 1. Identify the annual rate of the associate immediate pension or immediate transitional pension that was payable at the operative time.
Step 2. Calculate an amount using the formula:View image in the official source
where:
Fy is the number in Table 1 that applies to the member spouse’s gender, and age in whole years, at the operative time.
Fy+1 is the number in Table 1 that would apply to the member spouse if the member spouse’s age in whole years was one year more than it was at the operative time.
m is the number of whole months of the member spouse’s age that are not included in the member spouse’s age in whole years at the operative time.
Step 3. Multiply the amount identified in step 1 by the amount calculated in step 2.
Step 4. Subtract the transfer amount from the amount calculated in step 3.
Step 5. Divide the amount calculated in step 4 by the amount calculated in step 2.
Step 6. Divide the amount calculated in step 5 by the Federal Court Judge’s salary at the operative time.
Round the result to 4 decimal places (rounding up if the fifth decimal place is 5 or more).
Step 7. Multiply the amount calculated in step 6 by the Federal Court Judge’s salary.
(2) For subsection 17AH(2) of the Act, the annual rate of an associate deferred pension is reduced to the amount calculated as follows:
Method statement
Step 1. Identify the annual rate of the associate deferred pension that was payable at the operative time.
Step 2. Calculate an amount using the formula:View image in the official source
where:
Fy is the number in Table 1 that applies to the member spouse’s gender, and age in whole years, at the operative time.
Fy+1 is the number in Table 1 that would apply to the member spouse if the member spouse’s age in whole years was one year more than it was at the operative time.
m is the number of whole months of the member spouse’s age that are not included in the member spouse’s age in whole years at the operative time.
Step 3. Multiply the amount identified in step 1 by the amount calculated in step 2.
Step 4. Subtract the transfer amount from the amount calculated in step 3.
Step 5. Divide the amount calculated in step 4 by the amount calculated in step 2.
Step 6. Divide the amount calculated in step 5 by the Federal Court Judge’s salary at the operative time.
Round the result to 4 decimal places (rounding up if the fifth decimal place is 5 or more).
Step 7. Multiply the amount calculated in step 6 by the Federal Court Judge’s salary.
(3) For subsection 17AH(3) of the Act, the annual rate of a retirement pension is reduced to the amount calculated as follows:
Method statement
Step 1. Identify the annual rate of the retirement pension that was payable at the operative time.
Step 2. Calculate an amount using the formula:View image in the official source
where:
Fy is:
(a) if the pension is not payable on permanent incapacity—the number in Table 2 that applies to the member spouse’s gender, and age in whole years, at the operative time; and
(b) if the pension is payable on permanent incapacity—the number in Table 3 that applies to the member spouse’s gender, and age in whole years, at the operative time.
Fy+1 is:
(a) if the pension is not payable on permanent incapacity—the number in Table 2 that would apply to the member spouse if the member spouse’s age in whole years was one year more than it was at the operative time; and
(b) if the pension is payable on permanent incapacity—the number in Table 3 that would apply to the member spouse if the member spouse’s age in whole years was one year more than it was at the operative time.
m is the number of whole months of the member spouse’s age that are not included in the member spouse’s age in whole years at the operative time.
Step 3. Multiply the amount identified in step 1 by the amount calculated in step 2.
Step 4. Subtract the transfer amount from the amount calculated in step 3.
Step 5. Divide the amount calculated in step 4 by the amount calculated in step 2.
Step 6. Divide the amount calculated in step 5 by the annual rate of the applicable judicial salary at the operative time.
Round the result to 4 decimal places (rounding up if the fifth decimal place is 5 or more).
Step 7. Multiply the amount calculated in step 6 by the applicable judicial salary.
(4) For subsection 17AH(2) of the Act, the annual rate of a spouse pension is reduced to the amount calculated as follows:
Method statement
Step 1. Identify the annual rate of the spouse pension that was payable at the operative time.
Step 2. Calculate an amount using the formula:View image in the official source
where:
Fy is the number in Table 1 that applies to the member spouse’s gender, and age in whole years, at the operative time.
Fy+1 is the number in Table 1 that would apply to the member spouse if the member spouse’s age in whole years was one year more than it was at the operative time.
m is the number of whole months of the member spouse’s age that are not included in the member spouse’s age in whole years at the operative time.
Step 3. Multiply the amount identified in step 1 by the amount calculated in step 2.
Step 4. Subtract the transfer amount from the amount calculated in step 3.
Step 5. Divide the amount calculated in step 4 by the amount calculated in step 2.
Step 6. Divide the amount calculated in step 5 by the annual rate of the applicable judicial salary at the operative time.
Round the result to 4 decimal places (rounding up if the fifth decimal place is 5 or more).
Step 7. Multiply the amount calculated in step 6 by the applicable judicial salary.
Schedule 1—Methods and factors
Note: See sections 5 and 6.
Part 1—Methods
Division 1.1—Interpretation
1 Definitions
In this Part:
scheme means the scheme constituted by the Act.
Division 1.2—Interests in the growth phase
2 Methods and factors for interests of members in the scheme
For an interest that is in the growth phase in the scheme mentioned in an item in the following table, the method or factor mentioned in the item is approved for sections 5 and 6.
| Item | Interest in the growth phase | Method or factor |
|---|
| 1 | An interest that a person has in the scheme, being a person who:<br>(a) is a Judge; and<br>(b) is to cease to hold office as a Judge when he or she reaches a particular age; and<br>(c) will, by the time he or she reaches that age, have served as a Judge for at least 6 years. | (a) The approved method is:<br>View image in the official source<br> where:<br> APF has the same meaning as in the Act.<br> F has the meaning given by paragraph (b).<br> LS is the benefit that would have been payable under section 12A of the Act, after taking into account any reduction under section 17AF, if the person had died on the relevant date and no spouse or orphan pension had been payable.<br> LSF has the meaning given by paragraph (c).<br> RAPF is the component (APF × Transfer factor) in the formula in subsection 17AD(5) of the Act, as modified under section 17AE of that Act if applicable.<br> S is the annual salary payable to the person as a Judge at the relevant date.<br>(b) For paragraph (a), F is determined in accordance with the following formula:<br> View image in the official source<br> where:<br> Fy,a is the valuation factor mentioned in whichever of Tables 1A to 1D is applicable that applies to the person having regard to the person’s gender, compulsory retirement age, age in completed years at the relevant date and the age in completed years at which the person can first retire with a pension.<br> Fy+1,a is the valuation factor mentioned in whichever of Tables 1A to 1D is applicable that would apply if the person’s age in completed years at the relevant date were 1 year more than it is.<br> Fy,a+1 is the valuation factor mentioned in whichever of Tables 1A to 1D is applicable that would apply if the age in completed years at which the person can first retire with a pension were 1 year more than it is.<br> Fy+1,a+1 is the valuation factor mentioned in whichever of Tables 1A to 1D is applicable that would apply if, at the relevant date, both the person’s age in completed years and the age in completed years at which the person can first retire were 1 year more than they are.<br> m is the number of complete months of the person’s age, at the relevant date, that are not included in the completed years of age.<br> ma is the number of complete months of the age at which the person can first retire with a pension that are not included in the age in completed years.<br>(c) For paragraph (a), LSF is determined in accordance with the following formula:<br> View image in the official source<br>where:<br> LSFy,a is the lump sum valuation factor mentioned in whichever of Tables 2A to 2D is applicable that applies to the person having regard to the person’s gender, compulsory retirement age, age in completed years at the relevant date and the age in completed years at which the person can first retire with a pension.<br> LSFy+1,a is the lump sum valuation factor mentioned in whichever of Tables 2A to 2D is applicable that would apply if the person’s age in completed years at the relevant date were 1 year more than it is.<br> LSFy,a+1 is the lump sum valuation factor mentioned in whichever of Tables 2A to 2D is applicable that would apply if the age in completed years at which the person can first retire with a pension were 1 year more than it is.<br> LSFy+1,a+1 is the lump sum valuation factor mentioned in whichever of Tables 2A to 2D is applicable that would apply if, at the relevant date, both the person’s age in completed years and the age in completed years at which the person can first retire were 1 year more than they are.<br> m is the number of complete months of the person’s age, at the relevant date, that are not included in the completed years of age.<br> ma is the number of complete months of the age at which the person can first retire with a pension that are not included in the age in completed years. |
| 2 | An interest that a person has in the scheme, being a person who:<br>(a) is a Judge; and<br>(b) is to cease to hold office as a Judge upon his or her attaining a particular age; and<br>(c) will, by the time he or she attains that age, have served as a Judge for less than 6 years. | The benefit that would have been payable under section 12A of the Act, after taking into account any reduction under section 17AF, if the person had died on the relevant date and no spouse or orphan pension had been payable.<br> |
| 3 | An interest that a person has in the scheme, being a person who:<br>(a) is a Judge; and<br>(b) is not to cease to hold office as a Judge upon his or her attaining a particular age. | View image in the official source<br>where:<br>HP is the annual rate of pension that would be payable to the person if the person retired on the relevant date.<br>m is the number of complete months of the person’s age, at the relevant date, that are not included in the completed years of age.<br>PFy is the pension valuation factor mentioned in Table 3 in relation to an age pension for the person’s gender and age in completed years at the relevant date.<br>PFy+1 is the pension valuation factor mentioned in Table 3 in relation to an age pension that would apply if the person’s age in completed years at the relevant date were 1 year more than it is. |
| 4 | An interest that a person has as a result of an entitlement to an associate deferred pension (not yet payable) in accordance with section 17AB of the Act. | View image in the official source<br>where:<br>ATA is the amount calculated under step 2A of section 8 of the Judges’ Pensions Order 2013, but with the reference to the time when the associate deferred pension becomes payable taken to be a reference to the relevant date.<br>m is the number of complete months of the person’s age, at the relevant date, that are not included in the completed years of age.<br>PFy is the pension valuation factor mentioned in Table 3 in relation to a spouse pension for the person’s gender and age in completed years at the relevant date.<br>PFy+1 is the pension valuation factor mentioned in Table 3 in relation to a spouse pension that would apply if the person’s age in completed years at the relevant date were 1 year more than it is.<br>SVPFy is the scheme value pension factor mentioned in Table 4 for the person’s gender and age in completed years at the relevant date.<br>SVPFy+1 is the scheme value pension factor mentioned in Table 4 that would apply if the person’s age in completed years at the relevant date were 1 year more than it is. |
Division 1.3—Interests in the payment phase
3 Methods and factors for interests of members in the scheme
For an interest that is in the payment phase in the scheme mentioned in an item in the following table, the method or factor mentioned in the item is approved for sections 5 and 6.
| Item | Interest in the payment phase | Method or factor |
|---|
| 1 | An interest that a person has in the scheme as a result of being paid a pension under the Act. | View image in the official source<br>where:<br>AP is the annual rate of pension payable to the person at the relevant date.<br>m is the number of complete months of the person’s age, at the relevant date, that are not included in the completed years of age.<br>PFy is the pension valuation factor mentioned in Table 3 for the person’s pension type, gender and age in completed years at the relevant date.<br>PFy+1 is the pension valuation factor mentioned in Table 3 that would apply if the person’s age in completed years at the relevant date were 1 year more than it is. |
Division 1.4—Factors
Table 1A Valuation factors for serving judges (F)—males with compulsory retiring age of 65
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65
- 30 or younger 12.0745
- 31 12.2701
- 32 12.4683
- 33 12.6692
- 34 12.8723
- 35 13.0777
- 36 13.2853
- 37 13.4953
- 38 13.7075
- 39 13.9231
- 40 14.1421
- 41 14.3070
- 42 14.4731
- 43 14.6407
- 44 14.8090
- 45 14.9781
- 46 15.1480
- 47 15.3192
- 48 15.4919
- 49 15.6662
- 50 15.8426 15.4126
- 51 15.8848 15.4457 15.2070
- 52 15.9252 15.4768 15.2330 15.0481
- 53 15.9639 15.5059 15.2569 15.0680 14.9433
- 54 16.0015 15.5337 15.2793 15.0863 14.9589 14.9015
- 55 16.0384 15.5604 15.3005 15.1034 14.9731 14.9144
- 56 16.2950 15.8066 15.5410 15.3396 15.2065 15.1465
- 57 16.5577 16.0583 15.7869 15.5809 15.4449 15.3835
- 58 16.8266 16.3156 16.0378 15.8271 15.6878 15.6250
- 59 17.1037 16.5802 16.2957 16.0799 15.9373 15.8730
- 60 17.3907 16.8542 16.5626 16.3414 16.1953 16.1293
- 61 17.1390 17.1390 16.8401 16.6133 16.4634 16.3958
- 62 17.1291 17.1291 17.1291 16.8965 16.7427 16.6733
- 63 17.1920 17.1920 17.1920 17.1920 17.0342 16.9629
- 64 17.3387 17.3387 17.3387 17.3387 17.3387 17.2655
- 65 17.5819 17.5819 17.5819 17.5819 17.5819 17.5819
Table 1B Valuation factors for serving judges (F)—females with compulsory retiring age of 65
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65
- 30 or younger 12.1306
- 31 12.3300
- 32 12.5316
- 33 12.7355
- 34 12.9416
- 35 13.1504
- 36 13.3616
- 37 13.5755
- 38 13.7923
- 39 14.0115
- 40 14.2332
- 41 14.4186
- 42 14.6053
- 43 14.7933
- 44 14.9834
- 45 15.1757
- 46 15.3704
- 47 15.5679
- 48 15.7685
- 49 15.9716
- 50 16.1775 15.7446
- 51 16.3864 15.9442 15.7035
- 52 16.5991 16.1473 15.9015 15.7147
- 53 16.8157 16.3541 16.1029 15.9121 15.7862
- 54 17.0372 16.5653 16.3085 16.1135 15.9847 15.9273
- 55 17.2645 16.7819 16.5192 16.3197 16.1880 16.1293
- 56 17.5452 17.0514 16.7826 16.5785 16.4438 16.3836
- 57 17.8353 17.3297 17.0545 16.8455 16.7076 16.6460
- 58 18.1362 17.6181 17.3361 17.1220 16.9807 16.9175
- 59 18.4475 17.9163 17.6273 17.4078 17.2629 17.1981
- 60 18.7701 18.2253 17.9289 17.7038 17.5551 17.4887
- 61 18.5459 18.5459 18.2417 18.0107 17.8582 17.7899
- 62 18.5678 18.5678 18.5678 18.3307 18.1741 18.1040
- 63 18.6649 18.6649 18.6649 18.6649 18.5040 18.4320
- 64 18.8495 18.8495 18.8495 18.8495 18.8495 18.7755
- 65 19.1362 19.1362 19.1362 19.1362 19.1362 19.1362
Table 1C Valuation factors for serving judges (F)—males with compulsory retiring age of 70
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65 66 67 68 69 70
- 30 or younger 11.3046
- 31 11.4860
- 32 11.6698
- 33 11.8559
- 34 12.0440
- 35 12.2339
- 36 12.4258
- 37 12.6197
- 38 12.8154
- 39 13.0142
- 40 13.2161
- 41 13.3634
- 42 13.5117
- 43 13.6611
- 44 13.8108
- 45 13.9607
- 46 14.1110
- 47 14.2623
- 48 14.4144
- 49 14.5677
- 50 14.7224 14.0948
- 51 14.7429 14.1023 13.7144
- 52 14.7611 14.1073 13.7114 13.3574
- 53 14.7771 14.1097 13.7056 13.3443 13.0280
- 54 14.7915 14.1101 13.6976 13.3288 13.0061 12.7318
- 55 14.8045 14.1087 13.6876 13.3112 12.9818 12.7019 12.3400
- 56 15.0353 14.3245 13.8943 13.5098 13.1734 12.8876 12.5180 12.2138
- 57 15.2709 14.5443 14.1047 13.7118 13.3681 13.0760 12.6984 12.3876 12.1507
- 58 15.5109 14.7677 14.3179 13.9161 13.5645 13.2658 12.8797 12.5619 12.3197 12.0959
- 59 15.7572 14.9961 14.5357 14.1242 13.7644 13.4586 13.0634 12.7381 12.4902 12.2612 12.1522
- 60 16.0119 15.2321 14.7603 14.3389 13.9702 13.6570 13.2523 12.9192 12.6653 12.4308 12.3191
- 61 15.4773 15.4773 14.9937 14.5617 14.1839 13.8630 13.4483 13.1070 12.8469 12.6066 12.4921
- 62 15.2367 15.2367 15.2367 14.7938 14.4064 14.0774 13.6523 13.3025 13.0359 12.7896 12.6722
- 63 15.0359 15.0359 15.0359 15.0359 14.6386 14.3011 13.8652 13.5064 13.2330 12.9804 12.8600
- 64 14.8814 14.8814 14.8814 14.8814 14.8814 14.5352 14.0880 13.7199 13.4395 13.1804 13.0568
- 65 14.7806 14.7806 14.7806 14.7806 14.7806 14.7806 14.3216 13.9440 13.6562 13.3904 13.2636
- 66 14.5670 14.5670 14.5670 14.5670 14.5670 14.5670 14.5670 14.1793 13.8840 13.6111 13.4809
- 67 14.4268 14.4268 14.4268 14.4268 14.4268 14.4268 14.4268 14.4268 14.1235 13.8434 13.7097
- 68 14.3757 14.3757 14.3757 14.3757 14.3757 14.3757 14.3757 14.3757 14.3757 14.0880 13.9506
- 69 14.3457 14.3457 14.3457 14.3457 14.3457 14.3457 14.3457 14.3457 14.3457 14.3457 14.2045
- 70 14.4723 14.4723 14.4723 14.4723 14.4723 14.4723 14.4723 14.4723 14.4723 14.4723 14.4723
Table 1D Valuation factors for serving judges (F)—females with compulsory retiring age of 70
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65 66 67 68 69 70
- 30 or younger 11.3407
- 31 11.5256
- 32 11.7124
- 33 11.9012
- 34 12.0919
- 35 12.2849
- 36 12.4801
- 37 12.6776
- 38 12.8777
- 39 13.0797
- 40 13.2838
- 41 13.4508
- 42 13.6186
- 43 13.7872
- 44 13.9574
- 45 14.1295
- 46 14.3033
- 47 14.4794
- 48 14.6581
- 49 14.8386
- 50 15.0212 14.3842
- 51 15.2062 14.5557 14.1607
- 52 15.3941 14.7298 14.3264 13.9647
- 53 15.5853 14.9066 14.4945 14.1251 13.8006
- 54 15.7803 15.0866 14.6655 14.2879 13.9563 13.6735
- 55 15.9799 15.2706 14.8400 14.4539 14.1150 13.8259 13.4509
- 56 16.2318 15.5062 15.0658 14.6709 14.3242 14.0286 13.6452 13.3287
- 57 16.4916 15.7489 15.2981 14.8940 14.5392 14.2366 13.8443 13.5204 13.2731
- 58 16.7605 15.9996 15.5378 15.1239 14.7605 14.4507 14.0490 13.7173 13.4640 13.2299
- 59 17.0383 16.2585 15.7852 15.3611 14.9887 14.6713 14.2597 13.9199 13.6604 13.4206 13.3076
- 60 17.3259 16.5264 16.0411 15.6063 15.2246 14.8991 14.4773 14.1290 13.8630 13.6172 13.5013
- 61 16.8040 16.8040 16.3063 15.8602 15.4688 15.1350 14.7024 14.3454 14.0726 13.8206 13.7017
- 62 16.5826 16.5826 16.5826 16.1249 15.7232 15.3808 14.9370 14.5707 14.2909 14.0323 13.9103
- 63 16.4013 16.4013 16.4013 16.4013 15.9890 15.6375 15.1820 14.8060 14.5189 14.2535 14.1282
- 64 16.2669 16.2669 16.2669 16.2669 16.2669 15.9059 15.4381 15.0520 14.7571 14.4845 14.3558
- 65 16.1877 16.1877 16.1877 16.1877 16.1877 16.1877 15.7069 15.3101 15.0071 14.7269 14.5946
- 66 15.9904 15.9904 15.9904 15.9904 15.9904 15.9904 15.9904 15.5824 15.2708 14.9827 14.8465
- 67 15.8704 15.8704 15.8704 15.8704 15.8704 15.8704 15.8704 15.8704 15.5497 15.2532 15.1130
- 68 15.8462 15.8462 15.8462 15.8462 15.8462 15.8462 15.8462 15.8462 15.8462 15.5407 15.3962
- 69 15.8468 15.8468 15.8468 15.8468 15.8468 15.8468 15.8468 15.8468 15.8468 15.8468 15.6978
- 70 16.0201 16.0201 16.0201 16.0201 16.0201 16.0201 16.0201 16.0201 16.0201 16.0201 16.0201
Table 2A Lump sum valuation factors for serving judges (LSF)—males with compulsory retiring age of 65
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65
- 30 or younger 0.0126
- 31 0.0125
- 32 0.0124
- 33 0.0122
- 34 0.0121
- 35 0.0120
- 36 0.0118
- 37 0.0117
- 38 0.0115
- 39 0.0113
- 40 0.0112
- 41 0.0115
- 42 0.0118
- 43 0.0121
- 44 0.0124
- 45 0.0126
- 46 0.0128
- 47 0.0129
- 48 0.0130
- 49 0.0130
- 50 0.0129 0.0137
- 51 0.0136 0.0144 0.0149
- 52 0.0141 0.0151 0.0156 0.0160
- 53 0.0145 0.0155 0.0161 0.0165 0.0168
- 54 0.0147 0.0157 0.0163 0.0168 0.0171 0.0172
- 55 0.0146 0.0158 0.0164 0.0169 0.0173 0.0174
- 56 0.0134 0.0146 0.0152 0.0158 0.0161 0.0162
- 57 0.0122 0.0133 0.0140 0.0145 0.0148 0.0149
- 58 0.0108 0.0120 0.0126 0.0131 0.0135 0.0136
- 59 0.0093 0.0105 0.0112 0.0117 0.0120 0.0121
- 60 0.0077 0.0089 0.0095 0.0101 0.0104 0.0105
- 61 0.0071 0.0071 0.0078 0.0083 0.0087 0.0088
- 62 0.0059 0.0059 0.0059 0.0064 0.0067 0.0069
- 63 0.0043 0.0043 0.0043 0.0043 0.0047 0.0048
- 64 0.0024 0.0024 0.0024 0.0024 0.0024 0.0025
- 65 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
Table 2B Lump sum valuation factors for serving judges (LSF)—females with compulsory retiring age of 65
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65
- 30 or younger 0.0123
- 31 0.0123
- 32 0.0122
- 33 0.0121
- 34 0.0120
- 35 0.0119
- 36 0.0118
- 37 0.0117
- 38 0.0116
- 39 0.0115
- 40 0.0114
- 41 0.0119
- 42 0.0125
- 43 0.0130
- 44 0.0134
- 45 0.0138
- 46 0.0142
- 47 0.0145
- 48 0.0147
- 49 0.0149
- 50 0.0150 0.0159
- 51 0.0150 0.0160 0.0165
- 52 0.0150 0.0160 0.0166 0.0170
- 53 0.0149 0.0159 0.0165 0.0170 0.0173
- 54 0.0146 0.0157 0.0163 0.0168 0.0171 0.0172
- 55 0.0142 0.0153 0.0160 0.0165 0.0168 0.0169
- 56 0.0132 0.0143 0.0150 0.0155 0.0158 0.0159
- 57 0.0120 0.0132 0.0138 0.0143 0.0146 0.0148
- 58 0.0106 0.0118 0.0124 0.0129 0.0133 0.0134
- 59 0.0091 0.0103 0.0109 0.0115 0.0118 0.0119
- 60 0.0075 0.0087 0.0094 0.0099 0.0102 0.0103
- 61 0.0070 0.0070 0.0077 0.0082 0.0085 0.0086
- 62 0.0058 0.0058 0.0058 0.0063 0.0067 0.0068
- 63 0.0043 0.0043 0.0043 0.0043 0.0046 0.0047
- 64 0.0024 0.0024 0.0024 0.0024 0.0024 0.0025
- 65 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
Table 2C Lump sum valuation factors for serving judges (LSF)—males with compulsory retiring age of 70
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65 66 67 68 69 70
- 30 or younger 0.0149
- 31 0.0147
- 32 0.0146
- 33 0.0145
- 34 0.0144
- 35 0.0142
- 36 0.0141
- 37 0.0139
- 38 0.0138
- 39 0.0136
- 40 0.0134
- 41 0.0139
- 42 0.0144
- 43 0.0148
- 44 0.0151
- 45 0.0155
- 46 0.0158
- 47 0.0160
- 48 0.0162
- 49 0.0163
- 50 0.0164 0.0178
- 51 0.0174 0.0190 0.0199
- 52 0.0183 0.0200 0.0211 0.0221
- 53 0.0191 0.0209 0.0220 0.0231 0.0241
- 54 0.0196 0.0215 0.0228 0.0240 0.0251 0.0261
- 55 0.0199 0.0220 0.0234 0.0246 0.0258 0.0269 0.0283
- 56 0.0188 0.0209 0.0222 0.0235 0.0247 0.0258 0.0272 0.0285
- 57 0.0175 0.0196 0.0210 0.0223 0.0235 0.0246 0.0260 0.0273 0.0283
- 58 0.0162 0.0183 0.0197 0.0210 0.0222 0.0233 0.0247 0.0260 0.0270 0.0279
- 59 0.0147 0.0169 0.0182 0.0196 0.0208 0.0219 0.0234 0.0246 0.0256 0.0266 0.0269
- 60 0.0131 0.0153 0.0167 0.0180 0.0192 0.0203 0.0218 0.0231 0.0241 0.0251 0.0254
- 61 0.0136 0.0136 0.0150 0.0163 0.0176 0.0187 0.0202 0.0215 0.0225 0.0234 0.0238
- 62 0.0131 0.0131 0.0131 0.0145 0.0157 0.0168 0.0184 0.0197 0.0207 0.0217 0.0220
- 63 0.0124 0.0124 0.0124 0.0124 0.0137 0.0148 0.0164 0.0177 0.0187 0.0197 0.0200
- 64 0.0115 0.0115 0.0115 0.0115 0.0115 0.0126 0.0142 0.0155 0.0166 0.0176 0.0179
- 65 0.0103 0.0103 0.0103 0.0103 0.0103 0.0103 0.0118 0.0132 0.0142 0.0152 0.0156
- 66 0.0092 0.0092 0.0092 0.0092 0.0092 0.0092 0.0092 0.0106 0.0117 0.0126 0.0130
- 67 0.0077 0.0077 0.0077 0.0077 0.0077 0.0077 0.0077 0.0077 0.0088 0.0098 0.0102
- 68 0.0057 0.0057 0.0057 0.0057 0.0057 0.0057 0.0057 0.0057 0.0057 0.0067 0.0071
- 69 0.0033 0.0033 0.0033 0.0033 0.0033 0.0033 0.0033 0.0033 0.0033 0.0033 0.0037
- 70 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
Table 2D Lump sum valuation factors for serving judges (LSF)—females with compulsory retiring age of 70
- Age at which eligible to retire with pension
- Age 60 61 62 63 64 65 66 67 68 69 70
- 30 or younger 0.0151
- 31 0.0151
- 32 0.0150
- 33 0.0149
- 34 0.0148
- 35 0.0147
- 36 0.0146
- 37 0.0145
- 38 0.0144
- 39 0.0143
- 40 0.0142
- 41 0.0149
- 42 0.0156
- 43 0.0163
- 44 0.0169
- 45 0.0175
- 46 0.0180
- 47 0.0185
- 48 0.0189
- 49 0.0193
- 50 0.0195 0.0213
- 51 0.0198 0.0216 0.0228
- 52 0.0199 0.0218 0.0230 0.0242
- 53 0.0200 0.0220 0.0233 0.0245 0.0256
- 54 0.0200 0.0220 0.0233 0.0246 0.0258 0.0268
- 55 0.0198 0.0219 0.0232 0.0245 0.0258 0.0269 0.0284
- 56 0.0188 0.0209 0.0223 0.0236 0.0248 0.0259 0.0275 0.0288
- 57 0.0176 0.0198 0.0211 0.0225 0.0237 0.0248 0.0264 0.0277 0.0288
- 58 0.0163 0.0184 0.0198 0.0212 0.0224 0.0235 0.0251 0.0265 0.0275 0.0285
- 59 0.0148 0.0170 0.0184 0.0197 0.0210 0.0221 0.0237 0.0251 0.0262 0.0272 0.0276
- 60 0.0133 0.0154 0.0169 0.0182 0.0195 0.0206 0.0222 0.0236 0.0247 0.0257 0.0261
- 61 0.0138 0.0138 0.0152 0.0166 0.0179 0.0190 0.0206 0.0220 0.0231 0.0242 0.0245
- 62 0.0134 0.0134 0.0134 0.0148 0.0161 0.0173 0.0189 0.0203 0.0214 0.0224 0.0228
- 63 0.0128 0.0128 0.0128 0.0128 0.0141 0.0153 0.0169 0.0184 0.0195 0.0205 0.0209
- 64 0.0120 0.0120 0.0120 0.0120 0.0120 0.0132 0.0148 0.0163 0.0174 0.0184 0.0188
- 65 0.0108 0.0108 0.0108 0.0108 0.0108 0.0108 0.0125 0.0139 0.0151 0.0161 0.0165
- 66 0.0098 0.0098 0.0098 0.0098 0.0098 0.0098 0.0098 0.0113 0.0125 0.0135 0.0139
- 67 0.0084 0.0084 0.0084 0.0084 0.0084 0.0084 0.0084 0.0084 0.0096 0.0107 0.0111
- 68 0.0063 0.0063 0.0063 0.0063 0.0063 0.0063 0.0063 0.0063 0.0063 0.0074 0.0078
- 69 0.0037 0.0037 0.0037 0.0037 0.0037 0.0037 0.0037 0.0037 0.0037 0.0037 0.0041
- 70 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
Table 3 Pension valuation factors (PF)
- Males Females
- Age Age pension Invalid pension Spouse pension or associate pension Age pension Invalid pension Spouse pension or associate pension
- 30 or younger 33.3852 33.2882 32.7477 35.2430
- 31 33.0479 32.9153 32.3932 34.8969
- 32 32.7038 32.5340 32.0328 34.5436
- 33 32.3528 32.1433 31.6661 34.1835
- 34 31.9950 31.7437 31.2930 33.8162
- 35 31.6304 31.3352 30.9130 33.4410
- 36 31.2589 30.9169 30.5265 33.0586
- 37 30.8805 30.4893 30.1331 32.6683
- 38 30.4951 30.0519 29.7329 32.2701
- 39 30.1025 29.6046 29.3257 31.8636
- 40 29.7029 29.1478 28.9117 31.4491
- 41 29.2035 28.6813 28.4127 31.0265
- 42 28.6950 28.2054 27.9059 30.5955
- 43 28.1772 27.7202 27.3918 30.1563
- 44 27.6500 27.2259 26.8695 29.7090
- 45 27.1131 26.7226 26.3391 29.2540
- 46 26.5671 26.2104 25.8007 28.7906
- 47 26.0118 25.6898 25.2543 28.3195
- 48 25.4474 25.1606 24.7001 27.8407
- 49 24.8739 24.6233 24.1396 27.3540
- 50 24.2913 24.0785 23.5727 26.8602
- 51 23.4958 23.5262 22.9999 26.3590
- 52 22.6882 22.9670 22.4215 25.8512
- 53 21.8689 22.4013 21.8378 25.3363
- 54 21.0390 21.8298 21.2498 24.8143
- 55 20.1993 21.2538 20.6581 24.2857
- 56 19.6682 20.6735 20.1463 23.7500
- 57 19.1324 20.0902 19.6313 23.2075
- 58 18.5923 19.5043 19.1137 22.6580
- 59 18.0503 18.9153 18.5931 22.1017
- 60 20.6553 17.5071 18.3239 22.0992 18.0691 21.5383
- 61 20.0494 16.9638 17.7307 21.5219 17.5422 20.9681
- 62 19.4383 16.4212 17.1358 20.9364 17.0127 20.3913
- 63 18.8222 15.8804 16.5395 20.3433 16.4815 19.8080
- 64 18.2031 15.3415 15.9459 19.7430 15.9498 19.2187
- 65 17.5819 14.8055 15.3558 19.1362 15.4184 18.6243
- 66 16.9592 14.2734 14.7700 18.5233 14.8886 18.0249
- 67 16.3356 13.7459 14.1892 17.9048 14.3613 17.4213
- 68 15.7121 13.2236 13.6142 17.2814 13.8378 16.8133
- 69 15.0907 12.7053 13.0476 16.6531 13.3161 16.2036
- 70 14.4723 12.1908 12.4902 16.0201 12.7974 15.5925
- 71 13.8504 11.6805 11.9427 15.3936 12.2822 14.9802
- 72 13.2320 11.1740 11.4062 14.7642 11.7708 14.3676
- 73 12.6175 10.6708 10.8808 14.1327 11.2588 13.7552
- 74 12.0080 10.1720 10.3605 13.4985 10.7513 13.1432
- 75 11.4045 9.6782 9.8457 12.8626 10.2497 12.5326
- 76 10.8094 9.1907 9.3377 12.2370 9.7561 11.9249
- 77 10.2254 8.7116 8.8379 11.6120 9.2726 11.3213
- 78 9.6547 8.2424 8.3475 10.9883 8.8015 10.7240
- 79 9.1002 7.7875 7.8727 10.3751 8.3410 10.1364
- 80 8.5633 7.3480 7.4143 9.7744 7.8913 9.5606
- 81 8.0448 6.9252 6.9723 9.1885 7.4222 8.9993
- 82 7.5458 6.5199 6.5466 8.6171 6.9665 8.4536
- 83 7.0669 6.1326 6.1375 8.0623 6.5241 7.9252
- 84 6.6140 5.7662 5.7514 7.5275 6.1001 7.4177
- 85 6.1881 5.4213 5.3885 7.0148 5.6960 6.9320
- 86 5.7715 5.0992 5.0493 6.5219 5.3148 6.4695
- 87 5.3849 4.8012 4.7341 6.0489 4.9598 6.0314
- 88 5.0283 4.5278 4.4413 5.5956 4.6350 5.6184
- 89 4.6985 4.2652 4.1659 5.1722 4.3345 5.2237
- 90 4.3956 4.0103 3.9062 4.7802 4.0579 4.8463
- 91 4.1201 3.7587 3.6601 4.4158 3.8029 4.4844
- 92 3.8591 3.5044 3.4257 4.0854 3.5659 4.1362
- 93 3.6098 3.2655 3.2000 3.7920 3.3406 3.7986
- 94 3.3716 3.0424 2.9781 3.5123 3.1229 3.4821
- 95 3.1418 2.8343 2.7716 3.2425 2.9064 3.1851
- 96 2.9164 2.6405 2.5795 2.9776 2.6842 2.9056
- 97 2.7000 2.4606 2.4010 2.7104 2.4469 2.6407
- 98 2.4825 2.2870 2.2283 2.4304 2.2073 2.3863
- 99 2.2571 2.1183 2.0594 2.1550 1.9795 2.1451
- 100 2.0173 1.9564 1.8961 1.8786 1.7638 1.9162
- 101 1.8378 1.7884 1.7244 1.6584 1.5600 1.6967
- 102 1.6442 1.6071 1.5371 1.4486 1.3688 1.4798
- 103 1.4140 1.3901 1.3112 1.2294 1.1719 1.2515
- 104 1.1014 1.0907 1.0000 0.9497 0.9197 0.9596
- 105 or older 0.6077 0.6076 0.4928 0.5002 0.5002 0.4928
Table 4 Scheme value pension factors (SVPF)
| Age | Male | Female |
|---|
| 30 or younger | 33.2882 | 35.2430 |
| 31 | 32.9153 | 34.8969 |
| 32 | 32.5340 | 34.5436 |
| 33 | 32.1433 | 34.1835 |
| 34 | 31.7437 | 33.8162 |
| 35 | 31.3352 | 33.4410 |
| 36 | 30.9169 | 33.0586 |
| 37 | 30.4893 | 32.6683 |
| 38 | 30.0519 | 32.2701 |
| 39 | 29.6046 | 31.8636 |
| 40 | 29.1478 | 31.4491 |
| 41 | 28.6813 | 31.0265 |
| 42 | 28.2054 | 30.5955 |
| 43 | 27.7202 | 30.1563 |
| 44 | 27.2259 | 29.7090 |
| 45 | 26.7226 | 29.2540 |
| 46 | 26.2104 | 28.7906 |
| 47 | 25.6898 | 28.3195 |
| 48 | 25.1606 | 27.8407 |
| 49 | 24.6233 | 27.3540 |
| 50 | 24.0785 | 26.8602 |
| 51 | 23.5262 | 26.3590 |
| 52 | 22.9670 | 25.8512 |
| 53 | 22.4013 | 25.3363 |
| 54 | 21.8298 | 24.8143 |
| 55 | 21.2538 | 24.2857 |
| 56 | 20.6735 | 23.7500 |
| 57 | 20.0902 | 23.2075 |
| 58 | 19.5043 | 22.6580 |
| 59 | 18.9153 | 22.1017 |
| 60 | 18.3239 | 21.5383 |
| 61 | 17.7307 | 20.9681 |
| 62 | 17.1358 | 20.3913 |
| 63 | 16.5395 | 19.8080 |
| 64 | 15.9459 | 19.2187 |
| 65 | 15.3558 | 18.6243 |
| 66 | 14.7700 | 18.0249 |
| 67 | 14.1892 | 17.4213 |
| 68 | 13.6142 | 16.8133 |
| 69 | 13.0476 | 16.2036 |
| 70 | 12.4902 | 15.5925 |
| 71 | 11.9427 | 14.9802 |
| 72 | 11.4062 | 14.3676 |
| 73 | 10.8808 | 13.7552 |
| 74 | 10.3605 | 13.1432 |
| 75 | 9.8457 | 12.5326 |
| 76 | 9.3377 | 11.9249 |
| 77 | 8.8379 | 11.3213 |
| 78 | 8.3475 | 10.7240 |
| 79 | 7.8727 | 10.1364 |
| 80 | 7.4143 | 9.5606 |
| 81 | 6.9723 | 8.9993 |
| 82 | 6.5466 | 8.4536 |
| 83 | 6.1375 | 7.9252 |
| 84 | 5.7514 | 7.4177 |
| 85 | 5.3885 | 6.9320 |
| 86 | 5.0493 | 6.4695 |
| 87 | 4.7341 | 6.0314 |
| 88 | 4.4413 | 5.6184 |
| 89 | 4.1659 | 5.2237 |
| 90 | 3.9062 | 4.8463 |
| 91 | 3.6601 | 4.4844 |
| 92 | 3.4257 | 4.1362 |
| 93 | 3.2000 | 3.7986 |
| 94 | 2.9781 | 3.4821 |
| 95 | 2.7716 | 3.1851 |
| 96 | 2.5795 | 2.9056 |
| 97 | 2.4010 | 2.6407 |
| 98 | 2.2283 | 2.3863 |
| 99 | 2.0594 | 2.1451 |
| 100 | 1.8961 | 1.9162 |
| 101 | 1.7244 | 1.6967 |
| 102 | 1.5371 | 1.4798 |
| 103 | 1.3112 | 1.2515 |
| 104 | 1.0000 | 0.9596 |
| 105 or older | 0.4928 | 0.4928 |
Part 2—Factors
Table 1 Factors
| Age | Male | Female |
|---|
| 30 or younger | 33.2882 | 35.2430 |
| 31 | 32.9153 | 34.8969 |
| 32 | 32.5340 | 34.5436 |
| 33 | 32.1433 | 34.1835 |
| 34 | 31.7437 | 33.8162 |
| 35 | 31.3352 | 33.4410 |
| 36 | 30.9169 | 33.0586 |
| 37 | 30.4893 | 32.6683 |
| 38 | 30.0519 | 32.2701 |
| 39 | 29.6046 | 31.8636 |
| 40 | 29.1478 | 31.4491 |
| 41 | 28.6813 | 31.0265 |
| 42 | 28.2054 | 30.5955 |
| 43 | 27.7202 | 30.1563 |
| 44 | 27.2259 | 29.7090 |
| 45 | 26.7226 | 29.2540 |
| 46 | 26.2104 | 28.7906 |
| 47 | 25.6898 | 28.3195 |
| 48 | 25.1606 | 27.8407 |
| 49 | 24.6233 | 27.3540 |
| 50 | 24.0785 | 26.8602 |
| 51 | 23.5262 | 26.3590 |
| 52 | 22.9670 | 25.8512 |
| 53 | 22.4013 | 25.3363 |
| 54 | 21.8298 | 24.8143 |
| 55 | 21.2538 | 24.2857 |
| 56 | 20.6735 | 23.7500 |
| 57 | 20.0902 | 23.2075 |
| 58 | 19.5043 | 22.6580 |
| 59 | 18.9153 | 22.1017 |
| 60 | 18.3239 | 21.5383 |
| 61 | 17.7307 | 20.9681 |
| 62 | 17.1358 | 20.3913 |
| 63 | 16.5395 | 19.8080 |
| 64 | 15.9459 | 19.2187 |
| 65 | 15.3558 | 18.6243 |
| 66 | 14.7700 | 18.0249 |
| 67 | 14.1892 | 17.4213 |
| 68 | 13.6142 | 16.8133 |
| 69 | 13.0476 | 16.2036 |
| 70 | 12.4902 | 15.5925 |
| 71 | 11.9427 | 14.9802 |
| 72 | 11.4062 | 14.3676 |
| 73 | 10.8808 | 13.7552 |
| 74 | 10.3605 | 13.1432 |
| 75 | 9.8457 | 12.5326 |
| 76 | 9.3377 | 11.9249 |
| 77 | 8.8379 | 11.3213 |
| 78 | 8.3475 | 10.7240 |
| 79 | 7.8727 | 10.1364 |
| 80 | 7.4143 | 9.5606 |
| 81 | 6.9723 | 8.9993 |
| 82 | 6.5466 | 8.4536 |
| 83 | 6.1375 | 7.9252 |
| 84 | 5.7514 | 7.4177 |
| 85 | 5.3885 | 6.9320 |
| 86 | 5.0493 | 6.4695 |
| 87 | 4.7341 | 6.0314 |
| 88 | 4.4413 | 5.6184 |
| 89 | 4.1659 | 5.2237 |
| 90 | 3.9062 | 4.8463 |
| 91 | 3.6601 | 4.4844 |
| 92 | 3.4257 | 4.1362 |
| 93 | 3.2000 | 3.7986 |
| 94 | 2.9781 | 3.4821 |
| 95 | 2.7716 | 3.1851 |
| 96 | 2.5795 | 2.9056 |
| 97 | 2.4010 | 2.6407 |
| 98 | 2.2283 | 2.3863 |
| 99 | 2.0594 | 2.1451 |
| 100 | 1.8961 | 1.9162 |
| 101 | 1.7244 | 1.6967 |
| 102 | 1.5371 | 1.4798 |
| 103 | 1.3112 | 1.2515 |
| 104 | 1.0000 | 0.9596 |
| 105 or older | 0.4928 | 0.4928 |
Table 2 Factors
| Factors | | |
|---|
| Age | Male | Female |
| 60 | 20.6553 | 22.0992 |
| 61 | 20.0494 | 21.5219 |
| 62 | 19.4383 | 20.9364 |
| 63 | 18.8222 | 20.3433 |
| 64 | 18.2031 | 19.7430 |
| 65 | 17.5819 | 19.1362 |
| 66 | 16.9592 | 18.5233 |
| 67 | 16.3356 | 17.9048 |
| 68 | 15.7121 | 17.2814 |
| 69 | 15.0907 | 16.6531 |
| 70 | 14.4723 | 16.0201 |
| 71 | 13.8504 | 15.3936 |
| 72 | 13.2320 | 14.7642 |
| 73 | 12.6175 | 14.1327 |
| 74 | 12.0080 | 13.4985 |
| 75 | 11.4045 | 12.8626 |
| 76 | 10.8094 | 12.2370 |
| 77 | 10.2254 | 11.6120 |
| 78 | 9.6547 | 10.9883 |
| 79 | 9.1002 | 10.3751 |
| 80 | 8.5633 | 9.7744 |
| 81 | 8.0448 | 9.1885 |
| 82 | 7.5458 | 8.6171 |
| 83 | 7.0669 | 8.0623 |
| 84 | 6.6140 | 7.5275 |
| 85 | 6.1881 | 7.0148 |
| 86 | 5.7715 | 6.5219 |
| 87 | 5.3849 | 6.0489 |
| 88 | 5.0283 | 5.5956 |
| 89 | 4.6985 | 5.1722 |
| 90 | 4.3956 | 4.7802 |
| 91 | 4.1201 | 4.4158 |
| 92 | 3.8591 | 4.0854 |
| 93 | 3.6098 | 3.7920 |
| 94 | 3.3716 | 3.5123 |
| 95 | 3.1418 | 3.2425 |
| 96 | 2.9164 | 2.9776 |
| 97 | 2.7000 | 2.7104 |
| 98 | 2.4825 | 2.4304 |
| 99 | 2.2571 | 2.1550 |
| 100 | 2.0173 | 1.8786 |
| 101 | 1.8378 | 1.6584 |
| 102 | 1.6442 | 1.4486 |
| 103 | 1.4140 | 1.2294 |
| 104 | 1.1014 | 0.9497 |
| 105 or older | 0.6077 | 0.5002 |
Table 3 Factors
| Age | Male | Female |
|---|
| 30 or younger | 33.3852 | 32.7477 |
| 31 | 33.0479 | 32.3932 |
| 32 | 32.7038 | 32.0328 |
| 33 | 32.3528 | 31.6661 |
| 34 | 31.9950 | 31.2930 |
| 35 | 31.6304 | 30.9130 |
| 36 | 31.2589 | 30.5265 |
| 37 | 30.8805 | 30.1331 |
| 38 | 30.4951 | 29.7329 |
| 39 | 30.1025 | 29.3257 |
| 40 | 29.7029 | 28.9117 |
| 41 | 29.2035 | 28.4127 |
| 42 | 28.6950 | 27.9059 |
| 43 | 28.1772 | 27.3918 |
| 44 | 27.6500 | 26.8695 |
| 45 | 27.1131 | 26.3391 |
| 46 | 26.5671 | 25.8007 |
| 47 | 26.0118 | 25.2543 |
| 48 | 25.4474 | 24.7001 |
| 49 | 24.8739 | 24.1396 |
| 50 | 24.2913 | 23.5727 |
| 51 | 23.4958 | 22.9999 |
| 52 | 22.6882 | 22.4215 |
| 53 | 21.8689 | 21.8378 |
| 54 | 21.0390 | 21.2498 |
| 55 | 20.1993 | 20.6581 |
| 56 | 19.6682 | 20.1463 |
| 57 | 19.1324 | 19.6313 |
| 58 | 18.5923 | 19.1137 |
| 59 | 18.0503 | 18.5931 |
| 60 | 17.5071 | 18.0691 |
| 61 | 16.9638 | 17.5422 |
| 62 | 16.4212 | 17.0127 |
| 63 | 15.8804 | 16.4815 |
| 64 | 15.3415 | 15.9498 |
| 65 | 14.8055 | 15.4184 |
| 66 | 14.2734 | 14.8886 |
| 67 | 13.7459 | 14.3613 |
| 68 | 13.2236 | 13.8378 |
| 69 | 12.7053 | 13.3161 |
| 70 | 12.1908 | 12.7974 |
| 71 | 11.6805 | 12.2822 |
| 72 | 11.1740 | 11.7708 |
| 73 | 10.6708 | 11.2588 |
| 74 | 10.1720 | 10.7513 |
| 75 | 9.6782 | 10.2497 |
| 76 | 9.1907 | 9.7561 |
| 77 | 8.7116 | 9.2726 |
| 78 | 8.2424 | 8.8015 |
| 79 | 7.7875 | 8.3410 |
| 80 | 7.3480 | 7.8913 |
| 81 | 6.9252 | 7.4222 |
| 82 | 6.5199 | 6.9665 |
| 83 | 6.1326 | 6.5241 |
| 84 | 5.7662 | 6.1001 |
| 85 | 5.4213 | 5.6960 |
| 86 | 5.0992 | 5.3148 |
| 87 | 4.8012 | 4.9598 |
| 88 | 4.5278 | 4.6350 |
| 89 | 4.2652 | 4.3345 |
| 90 | 4.0103 | 4.0579 |
| 91 | 3.7587 | 3.8029 |
| 92 | 3.5044 | 3.5659 |
| 93 | 3.2655 | 3.3406 |
| 94 | 3.0424 | 3.1229 |
| 95 | 2.8343 | 2.9064 |
| 96 | 2.6405 | 2.6842 |
| 97 | 2.4606 | 2.4469 |
| 98 | 2.2870 | 2.2073 |
| 99 | 2.1183 | 1.9795 |
| 100 | 1.9564 | 1.7638 |
| 101 | 1.7884 | 1.5600 |
| 102 | 1.6071 | 1.3688 |
| 103 | 1.3901 | 1.1719 |
| 104 | 1.0907 | 0.9197 |
| 105 or older | 0.6076 | 0.5002 |