Determinations made under previous prudential standards

21. An exercise of APRA’s discretion under the previous version of this Prudential Standard continues to have effect under this Prudential Standard. For the purposes of this paragraph, ‘the previous version of this Prudential Standard’ means Prudential Standard GPS 115 Capital Adequacy: Insurance Risk Charge (GPS 115) made on7 December 2012.

Attachment A

Table 1: Direct insurance business

Table 2: Inwards reinsurance business

<table cellspacing="0" cellpadding="0" style="width:440.2pt; border:0.75pt solid #000000; border-collapse:collapse"><tbody><tr><td style="width:47.35pt; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span style="font-weight:bold">Category</span></p></td><td style="width:136.6pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span style="font-weight:bold">Class of business</span></p></td><td style="width:67.15pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span style="font-weight:bold">Reinsurance type</span></p></td><td style="width:64.05pt; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span style="font-weight:bold">Outstanding Claims Risk Capital Factor</span></p><p style="text-align:center"><span style="font-weight:bold">(%)</span></p></td><td style="width:70.3pt; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span style="font-weight:bold">Premiums Liability Risk Capital Factor</span></p><p style="text-align:center"><span style="font-weight:bold">(%)</span></p></td></tr><tr style="height:5.65pt"><td rowspan="2" style="width:47.35pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>A</span></p></td><td rowspan="2" style="width:136.6pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Householders</span></p><p><span>Commercial Motor</span></p><p><span>Domestic Motor</span></p></td><td style="width:67.15pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Proportional</span></p><p><span></span></p></td><td style="width:64.05pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>10.0</span></p></td><td style="width:70.3pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>15.0</span></p></td></tr><tr style="height:5.6pt"><td style="width:67.15pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Non-proportional</span></p><p><span></span></p></td><td style="width:64.05pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>12.0</span></p></td><td style="width:70.3pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>18.0</span></p></td></tr><tr style="height:5.65pt"><td rowspan="2" style="width:47.35pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>B</span></p></td><td rowspan="2" style="width:136.6pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Travel</span></p><p><span>Fire and ISR</span></p><p><span>Marine and Aviation</span></p><p><span>Consumer Credit</span></p><p><span>Other Accident</span></p></td><td style="width:67.15pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Proportional</span></p><p><span></span></p></td><td style="width:64.05pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>12.0</span></p></td><td style="width:70.3pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>18.0</span></p></td></tr><tr style="height:5.6pt"><td style="width:67.15pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Non-proportional</span></p></td><td style="width:64.05pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>14.0</span></p></td><td style="width:70.3pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>21.0</span></p></td></tr><tr style="height:5.65pt"><td rowspan="2" style="width:47.35pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>C</span></p></td><td rowspan="2" style="width:136.6pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Mortgage</span></p><p><span>CTP</span></p><p><span>Public and Product Liability</span></p><p><span>Professional Indemnity</span></p><p><span>Employers’ Liability</span></p></td><td style="width:67.15pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Proportional</span></p><p><span></span></p></td><td style="width:64.05pt; border:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>15.0</span></p></td><td style="width:70.3pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; border-bottom:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>22.5</span></p></td></tr><tr style="height:5.6pt"><td style="width:67.15pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p><span>Non-proportional</span></p><p><span></span></p></td><td style="width:64.05pt; border-top:0.75pt solid #000000; border-right:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>17.0</span></p></td><td style="width:70.3pt; border-top:0.75pt solid #000000; border-left:0.75pt solid #000000; padding-right:5.03pt; padding-left:5.03pt; vertical-align:top"><p style="text-align:center"><span>25.5</span></p></td></tr></tbody></table>