Where to start with an Australian legal problem: plain-English guides, with the legislation and case law behind them.

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Free tools

Lawyers: our picks

Where to start with an Australian legal problem: plain-English guides, with the legislation and case law behind them.

Platform

Free tools

Lawyers: our picks

Company

Jurisdictions

Zoe is a legal information platform. Always consult the Federal Register of Legislation for authoritative text.

NSWIn ForceRegulation

Insurance Premiums Order 2003–2004

Schedule 4Experience adjustment factor

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Get a plain-English read of Schedule 4

Turn the raw legal text into a practical explanation grounded in Insurance Premiums Order 2003–2004.

Previous sectionSchedule 3Basic tariff premium

Next sectionSchedule 5Experience premium

Schedule Schedule 4 - Insurance Premiums Order 2003–2004 - Experience adjustment factor | Zoe