25Prescribed contracts

#### 25 Prescribed contracts The following class of contracts of insurance is declared to be a class of contracts in relation to which Division 1 of Part V of the Act applies, namely, contracts that provide insurance cover (whether or not the cover is limited or restricted in any way) in respect of one or more of the following: (a) financial loss in respect of: (i) fares for any form of transport to be used; or (ii) accommodation to be used; in the course of the specified journey in the event that the insured person does not commence or complete the specified journey; (b) loss of or damage to personal belongings that occurs while the insured person is on the specified journey; (c) a sickness or disease contracted or an injury sustained by the insured person while on the specified journey; where the insured or one of the insureds is a natural person.