23Exclusions

#### 23 Exclusions The following are excluded: (a) death, disablement or unemployment resulting from: (i) a deliberately self‑inflicted injury; (ii) war or warlike activities; (iii) expropriation of any property; (iv) the use, existence or escape of nuclear weapons material, or ionizing radiation from, or contamination by radioactivity from, any nuclear fuel or nuclear waste from the combustion of nuclear fuel; or (v) the insured person: (A) being under the influence of intoxicating liquor or of a drug, other than a drug taken or administered by or in accordance with the advice of a duly qualified medical practitioner; (B) being addicted to intoxicating liquor or to a drug; (C) taking part in a riot or civil commotion; (D) acting maliciously; or (E) engaging in professional sporting activities; (b) death or disablement occurring at a time when the insured person is flying, or engaging in aerial activities, otherwise than as a passenger in an aircraft that is authorised to fly under a law that relates to the safety of aircraft; (c) the insured person becoming voluntarily unemployed; (d) where the insured person is employed for a specified period or by reference to specified work—the insured person becoming unemployed at the expiration of the period or on the completion of the work.