#### 75F Meaning of benefit derived and detriment avoided because of a contravention of a civil penalty provision The benefit derived and detriment avoided because of a contravention of a civil penalty provision is the sum of: (a) the total value of all benefits obtained by one or more persons that are reasonably attributable to the contravention; and (b) the total value of all detriments avoided by one or more persons that are reasonably attributable to the contravention.

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Section 75F - Insurance Contracts Act 1984 - Meaning of benefit derived and detriment avoided because of a contravention of a civil penalty provision — Zoe