CTHIn ForceAct
Insurance Contracts Act 1984
39Instalment contracts of general insurance
Start here
Get a plain-English read of 39
Turn the raw legal text into a practical explanation grounded in Insurance Contracts Act 1984.
#### 39 Instalment contracts of general insurance
Where a provision included in an instalment contract of general insurance has the effect of limiting the liability of the insurer by reference to non‑payment of an instalment of the premium, the insurer may not refuse to pay a claim, in whole or in part, by reason only of the operation of that provision unless:
(a) at least one instalment of the premium has remained unpaid for a period of at least 14 days; and
(b) before the contract was entered into, the insurer clearly informed the insured, in writing, of the effect of the provision.