Insurance Contracts Act 1984
11ABConsumer insurance contracts
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11AB Consumer insurance contracts
(1) For the purposes of this Act, a contract of insurance is a consumer insurance contract if the insurance is obtained wholly or predominantly for the personal, domestic or household purposes of the insured. (2) A contract of insurance is also a consumer insurance contract if: (a) it is for new business; and (b) the insurer, before the contract is entered into, gives the insured a written notice stating that the contract is a consumer insurance contract. (3) If it is alleged in a proceeding in relation to a contract of insurance that the contract is a consumer insurance contract, it is presumed that the contract is a consumer insurance contract unless the contrary is established.