NSWIn ForceAct
Insurance (Application of Laws) Act 1986
5Application of Insurance Contracts Act 1984 of the Commonwealth etc
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#### 5 Application of Insurance Contracts Act 1984 of the Commonwealth etc
5 Application of [Insurance Contracts Act 1984](http://www.legislation.gov.au/) of the Commonwealth etc
> > (1) Except to the extent to which the regulations otherwise provide and subject to any modifications specified in the regulations, the provisions of:
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> > > (a) the [Insurance Contracts Act 1984](http://www.legislation.gov.au/) of the Commonwealth, as in force from time to time, and
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> > > (b) any instrument in force under that Act,
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> > apply as laws of New South Wales to and in respect of all contracts of insurance and proposed contracts of insurance entered into, or proposed to be entered into, in the course of State insurance, including contracts and proposed contracts entered into, or proposed to be entered into, by the State and some other insurer as joint insurers.
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> > (2) Subsection (1) does not operate so as to apply section 5 or 9 (2) of the [Insurance Contracts Act 1984](http://www.legislation.gov.au/) of the Commonwealth as a law of New South Wales.