##### 15 Liability in relation to authorities Where a contract of insurance is entered into, or a claim under a contract of insurance is dealt with or settled, by an insurance intermediary who acted under a binder in relation to the contract or claim, the intermediary shall, with respect to the contract or claim, and with respect to all matters relating to the contract or claim, be deemed to be the agent of the insurer and not of the insured for all purposes, including the operation of section 11, and, if the insured in fact relied in good faith on the conduct of the insurance intermediary, shall be so deemed notwithstanding that the intermediary did not act within the scope of the intermediary’s authority under the binder.

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