19Matters to be considered when making lending decisions

19 Matters to be considered when making lending decisions

In deciding whether to make a particular loan, and in setting its conditions, the Board must have regard to the following matters: (a) the purpose for which the loan is being sought and the extent to which that purpose supports social and affordable housing outcomes, including crisis and transitional housing outcomes; (b) the credit-worthiness of the registered community housing provider; (c) whether private sector finance would be available to the registered community housing provider and, if so, the terms on which that finance would be available; (ca) whether the loan would encourage private sector participation in supporting affordable housing outcomes; (d) the likelihood that Housing Australia will receive a return from the loan and the likely extent of that return; (e) the quality of any security available from the registered community housing provider; (f) the expected price of funds raised by Housing Australia bonds during the life of the loan; (g) whether the loan would complement, leverage or support other Commonwealth, State or Territory finance or activities; (h) the object of the Act and the limits set in the Act.