sec.154AConstruction of policies of fire insurance

sec.154A Construction of policies of fire insurance

This section applies if— a person (the insured person ) has insured an interest in property (the insured property ) against loss or damage by fire; and because of an act done, or omitted to be done, in relation to a fire by a person performing a function or exercising a power under this Act— the insured property is damaged and the insured person suffers a loss; or the insured person incurs a charge or expense, other than a charge or expense incurred as a punishment. The loss suffered, or the charge or expense incurred, by the insured person is taken to be loss or damage by fire under the insurance policy (the policy ) taken out by the insured person in relation to the insured property. Subsection (2) applies despite anything to the contrary in the policy. s 154A ins 2014 No. 17 s 100 amd 2024 No. 22 s 92 sch 1 (sec.154A-ssec.1) This section applies if— a person (the insured person ) has insured an interest in property (the insured property ) against loss or damage by fire; and because of an act done, or omitted to be done, in relation to a fire by a person performing a function or exercising a power under this Act— the insured property is damaged and the insured person suffers a loss; or the insured person incurs a charge or expense, other than a charge or expense incurred as a punishment. (sec.154A-ssec.2) The loss suffered, or the charge or expense incurred, by the insured person is taken to be loss or damage by fire under the insurance policy (the policy ) taken out by the insured person in relation to the insured property. (sec.154A-ssec.3) Subsection (2) applies despite anything to the contrary in the policy.

• (a) a person (the insured person ) has insured an interest in property (the insured property ) against loss or damage by fire; and
• (b) because of an act done, or omitted to be done, in relation to a fire by a person performing a function or exercising a power under this Act— (i) the insured property is damaged and the insured person suffers a loss; or (ii) the insured person incurs a charge or expense, other than a charge or expense incurred as a punishment.
• (i) the insured property is damaged and the insured person suffers a loss; or
• (ii) the insured person incurs a charge or expense, other than a charge or expense incurred as a punishment.
• (i) the insured property is damaged and the insured person suffers a loss; or
• (ii) the insured person incurs a charge or expense, other than a charge or expense incurred as a punishment.