65Effect of enforcement action on vehicle insurance

65 Effect of enforcement action on vehicle insurance (1) A vehicle insurance policy is not affected by the suspension of the registration of the vehicle or the suspension of the licence to drive of the driver of the vehicle under this Division, and a claim under a vehicle insurance policy cannot be refused merely because of the Fines and Penalties (Recovery) Act 2001 35 suspension, despite anything to the contrary in a vehicle insurance policy or any other agreement. (2) In this section: vehicle insurance policy includes: (a) a policy of insurance in respect of a vehicle generally known as a comprehensive policy; and (b) a policy of insurance in respect of a vehicle generally known as a third party property policy.