Division 15. Cause of loss - Financial Sector (Collection of Data) (reporting standard) determination No. 5 of 2021 - 15. Cause of loss

Code one of the causes shown in the following table to the claim. The most significant contributing factor should be identified.

Where this information is not available, enter a hyphen (“-“).

APRA<br>Code	Claim Type – Public & Products Liability	Current ISA Code(s)<br> (for information only)
ABM	Abuse/molestation	L12
ANM	Animal bite/attack/impact	L88, L16, L62
ASB	Asbestos/Dust Diseases	L14
CAT	Catastrophe, e.g. Cyclone, earthquake
CUS	Care/custody/control	L50
COL	Collapse of building/structure/subsidence/landslide/weakening and or removal of supports/rusting/oxidation/discoloration including concrete cancer	L18, L42, L86, L40
CYF	Cyber – 1st party loss
CYT	Cyber – 3rd party loss
DFM	Defamation/slander	L53
DSC	Discrimination/harassment	L54
ELC	Electrocution	L21
ENV	Environmental contamination or pollution/spray/drift/ other contamination/exposure to or contact with substance/<br>Not mould or asbestos	L72, L80, L19, L24
EQB	Equipment breakdown and accidental breakage	L22, L11
EXP	Explosion and/or vibration/exposure to sudden or long-term sound or noise/excavation/drilling damage	L23, L56, L43, L65
NEG	Failed or injurious treatment by practitioner or consultant, or negligent advice	L29, L69
FLL	Fall including from height and slip & fall	L25, L41
FPW	Faulty product/faulty workmanship	L51, L59
FIR	Fire including welding	L27, L87
IMP	Impact or damage by object/vehicle/person, including physical assault/trapped by machinery or equipment	L30, L44, L66, L37, L83
LSL	Lease liabilities	L64
LFT	Lifting, carrying or putting down objects/machinery use/repetitive or overuse injury	L63, L66, L77<br>
MLD	Mould	L89
OTH	Other non-financial loss	L48
OFN	Other financial loss	L26
WTR	Water	L46
WKR	Worker to worker injury	L47

Table 2

APRA<br>Code	Claim Type – Professional Risk
	Non-performance or improper, inappropriate, inadequate, incorrect, incomplete, inaccurate, untimely provision of :
AA	Advice
DA	Documentation/ administration
SI	Supervision / inspection
DS	Design / specification
PM	Project management
TE	Testing
DI	Diagnosis
TR	Treatment
PR	Procedural
ME	Medication
IC	Infection control / prevention
AE	Anaesthetic
BL	Blood Products
CO	Consent (incl. no valid consent, failure to warn, acting against patient’s
APRA<br>Code	Claim Type – Professional Risk
	wishes)
SE	Services other than specified above
EQ	Faulty and/or inadequate / inappropriate / inaccurate / contaminated equipment and/or premises
IP	Breach of intellectual property rights
DE	Defamation
CI	Conflict of interest
BC	Breach of confidentiality
BT	Breach of trust / fiduciary duties
UD	Unfair dismissal
LD	Loss of documents
FR	Fraud & dishonesty. Fidelity
MI	Misleading and/or deceptive advice/conduct (specifically section(s) of federal Trade Practices Act, state Fair Trading Acts and the like)
AB	Assault /abuse / mistreatment
HA	Harassment / discrimination
SH	Sexual harassment
IN	Insolvency
LE	Legal expense coverage (disciplinary enquiries, investigations, inquests and the like)

Table 3

15. Cause of loss15. Cause of loss