Reporting Form ARF 920.11

Australian Government SME Recovery Loan Scheme (Loan Level Details)

Instruction Guide

This instruction guide is designed to assist in the completion of Reporting Form ARF 920.11 Australian Government SME Recovery Loan Scheme (Loan Level Details) (ARF 920.11). This form collects information on an authorised deposit-taking institution’s (ADI’s) or registered financial corporation’s (RFC’s) scheme-backed loans to SMEs.

Where the primary borrower is adversely economically affected by the Coronavirus pandemic and also was adversely affected by the floods that occurred in March 2021, an ADI or RFC must provide information under this Reporting Standard and not under Reporting Standard ARS 920.8 Australian Government Small and Medium Enterprise (SME) Recovery Loan Scheme – Flood.

General directions and notes

Reporting entity

ARF 920.11 must be completed by all ADIs and RFCs to which this Reporting Standard applies under paragraph 3.

Reporting period

This form is to be completed in respect of each reporting period. For the first reporting period include all scheme-backed loans originated from the start of the Scheme.

Unit of measurement

This form must be completed in whole Australian dollars (no decimal place). Percentages are to be expressed as a whole number to 2 decimal places, for example, 7.5 per cent should be expressed as 7.50 not 0.075.

Definitions

Terms highlighted in bold italics indicate that the definition is provided in these instructions.

Approval date	Means the date when the borrower has accepted the commitment for the scheme-backed loan.
Final repayment date	For scheme-backed loans, the assigned maturity date for the loan initially calculated based on the term length of the loan and based on the approval date.
Guarantor names	The complete list of full names of all the guarantors for the scheme-backed loan.For individuals this is the full name of the natural person, as opposed to the legal entity.For legal entities, this is the full name of the company as registered with the Australian Securities and Investments Commission (ASIC) and may include the suffix Pty Ltd.
Guarantee Scheme	Means the Australian Government SME Guarantee Scheme.[3]
Interest rate	Means the annual interest rate when loan is written (exclusive of fees).

Column 1	Report the loan identifier.
Column 2	Report the primary borrower name.
Column 3	Report the primary borrower ABN.
Column 4	Report the loan value approved.
Column 5	Report the interest rate.
Column 6	Report the guarantor names.Separate guarantor names using a semicolon.If there are no guarantors, populate this field with “Nil.”
Column 7	Report the approval date.
Column 8	Report the final repayment date.
Column 9	Report whether the customer had an active lending relationship with the entity before commencement of the scheme-backed loan.Report Yes if the customer had an active lending relationship with the entity before commencement of the scheme-backed loan. Otherwise, report No. Additionally, if the customer relationship was limited to transactional deposit accounts, report No.
Column 10	Report whether the scheme-backed loan has security in addition to a personal or director guarantee.Report Yes if the loan has security in addition to the director guarantee. Otherwise, report No.
Column 11	Report whether the scheme-backed loan is for the purpose of refinancing an existing Phase 1 or Phase 2 loan. If refinancing from both phases, report Both Phase 1 and 2.
Column 12	Report the value of the existing Phase 1 or Phase 2 loan amount that has been refinanced. If refinancing from both schemes, report the total loan amount that has been refinanced from both Phase 1 and Phase 2.
Column 13	Report the loan identifier of the original Phase 1 or Phase 2 loan that has been refinanced as a scheme-backed loan. If multiple loans are refinanced, separate the loan identifiers with a semicolon.
Column 14	Report the loan type of the scheme-backed loan. The loan types are:fixed term loans;revolving credit facilities;margin lending; andother.The loan types are as defined in ARS 701.0. Report Other if loan type is not specified in this list.
Column 15	Report the period of the length of the repayment holiday in whole months, rounded to the nearest month. If there is no repayment holiday, report zero.

Reporting Form ARF 920.11Reporting Form ARF 920.11

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