Part A: Summary of commitments to indiviPart A: Summary of commitments to individuals for dwellings

Part A: Summary of commitments to individuals for dwellings

Part A aims to measure the stock of undrawn lending commitments for your business at the end of the month. It does this beginning with the previous month's closing level of undrawn commitments, and then accounting for the movement in the stock of undrawn lending commitments during the month. Additions to the stock of undrawn commitments can only be made by new commitments during the month, while reductions in the stock of undrawn commitments can only occur through advances and cancellations of those new commitments.

Report only actual cash outflows during the month for loans advanced by instalments.

Repayments on secured revolving credit home loans should not be reported as an increase in the stock of undrawn commitments. The treatment of secured revolving credit home loans (home equity loans) for Part A is problematic - see the section Home Equity Loan Guidelines for more detail.

1a. Lending commitments not drawn at beginning of month

Equals previous month’s lending commitments not drawn at end of month (1e).

1e. Lending commitments not drawn at end of month

(1e)= (1a)+(1b)-(1c)-(1d).