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Financial Sector (Collection of Data) (reporting standard) determination No. 32 of 2016 - Reporting standard RRS 392.0 - Housing Finance
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Turn the raw legal text into a practical explanation grounded in Financial Sector (Collection of Data) (reporting standard) determination No. 32 of 2016 - Reporting standard RRS 392.0 - Housing Finance.
A standard variable interest rate home loan, but the borrower can nominate any percentage of the borrowing as a fixed interest rate loan. Interest charged on this part of the loan remains at the fixed rate for the nominated period, the remainder of the loan attracts the standard variable interest rate.
Reporting instructions
Report the entire commitment according to its primary type of loan in Question 9 of RRF 392.0. Mixed loans for a single property should always be reported as one commitment only.