Where to start with an Australian legal problem: plain-English guides, with the legislation and case law behind them.

Platform

Legislation
Cases
Guides
Find a lawyer
Absurdities
Ask Zoe
Graph
Recently analysed

Free tools

Bond claim checker
Barking dog and noise diary
Support at Home statement check
All tools

Lawyers: our picks

Zoe

Where to start with an Australian legal problem: plain-English guides, with the legislation and case law behind them.

Platform

Legislation
Cases
Guides
Find a lawyer
Absurdities
Ask Zoe
Graph
Recently analysed

Free tools

Bond claim checker
Barking dog and noise diary
Support at Home statement check
All tools

Lawyers: our picks

Lawyers in Sydney
Lawyers in Melbourne
Lawyers in Brisbane
Lawyers in Perth
Family lawyers
Employment lawyers
Criminal lawyers
Wills and estates lawyers
Find a lawyer

Company

Pricing
API
Privacy
Terms
Support
X
LinkedIn
Instagram

Jurisdictions

Commonwealth
New South Wales
Queensland
Victoria
Western Australia
South Australia
Tasmania
Australian Capital Territory
Northern Territory

Zoe is a legal information platform. Always consult the Federal Register of Legislation for authoritative text.

Division 9. Fixed rate home loans - Financial Sector (Collection of Data) (reporting standard) determination No. 32 of 2016 - Reporting standard RRS 392.0 - Housing Finance - 9. Fixed rate home loans | Zoe

Zoe

Legislation Cases Guides Find a lawyer Absurdities Ask Zoe Graph Pricing

Ask Zoe →

Home/Legislation/Financial Sector (Collection of Data) (reporting standard) determination No. 32 of 2016 - Reporting standard RRS 392.0 - Housing Finance/9. Fixed rate home loans

CTHRepealed

Legislation

Financial Sector (Collection of Data) (reporting standard) determination No. 32 of 2016 - Reporting standard RRS 392.0 - Housing Finance

9. Fixed rate home loans9. Fixed rate home loans

Start here

Get a plain-English read of 9. Fixed rate home loans

Turn the raw legal text into a practical explanation grounded in Financial Sector (Collection of Data) (reporting standard) determination No. 32 of 2016 - Reporting standard RRS 392.0 - Housing Finance.

Ask Zoe about this section View in full context

9. Fixed rate home loans

A fixed rate home loan is one which has an interest rate that cannot be varied for at least the first 2 years of the loan.

Exclude:

• all loans which are for alterations and additions (include in Question 7); and

• all capped loans (where the interest rate may vary within the first 2 years).

Previous sectionPart CNew commitments for home loans — By type of loan and borrower

Next section10. Secured revolving credit home loans10. Secured revolving credit home loans