Part 15. Cause of loss (Tables 4 & 5) - Financial Sector (Collection of Data) (reporting standard) determination No. 2 of 2021 - 15. Cause of loss (Tables 4 & 5)

15. Cause of loss (Tables 4 & 5)

Code one of the causes shown in the following tables (for appropriate class of business). The most significant contributing factor should be identified. Where a suitable cause of loss was not recorded in respect of a claim that occurred before 30 June 2004, report a hyphen (“-“).

APRA Code	Claim Type – Public & Products Liability (Table 4)	Current ISA Code(s) (for information only)
ABM	Abuse/molestation	L12
ANM	Animal bite/attack/impact	L88,L16, L62
ASB	Asbestos/Dust Diseases	L14
CAT	Catastrophe, e.g. Cyclone, earthquake
CUS	Care/custody/control	L50
COL	Collapse of building/structure/subsidence/landslide/weakening and or removal of supports/rusting/oxidation/discoloration including concrete cancer	L18, L42, L86, L40
CYF	Cyber – 1st party loss
CYT	Cyber – 3rd party loss
DFM	Defamation/slander	L53
DSC	Discrimination/harassment	L54
ELC	Electrocution	L21
ENV	Environmental contamination or pollution/spray/drift/other contamination/exposure to or contact with substance/ Not mould or asbestos	L72, L80, L19, L24
APRA Code	Claim Type – Public & Products Liability (Table 4)	Current ISA Code(s) (for information only)
EQB	Equipment breakdown and accidental breakage	L22, L11
EXP	Explosion and/or vibration/exposure to sudden or long-term sound or noise/excavation/drilling damage	L23, L56, L43, L65
NEG	Failed or injurious treatment by practitioner or consultant, or negligent advice	L29, L69
FLL	Fall including from height and slip & fall	L25, L41
FPW	Faulty product/faulty workmanship	L51, L59
FIR	Fire including welding	L27, L87
IMP	Impact or damage by object/vehicle/person, including physical assault/trapped by machinery or equipment	L30, L44, L66, L37, L83
LSL	Lease liabilities	L64
LFT	Lifting, carrying or putting down objects/machinery use/repetitive or overuse injury	L63, L66, L77<br>
MLD	Mould	L89
OTH	Other non financial loss i.e. losses with no tangible value attached such as 'Pain and Suffering'	L48
OFN	Other financial loss i.e. losses that are tangible	L26
WTR	Water	L46
WKR	Worker to worker injury	L47

APRA<br>Code	Claim Type – Professional Risk (Table 5)
	Non performance or improper, inappropriate, inadequate, incorrect, incomplete, inaccurate, untimely provision of :
AA	Advice
AB	Assault /abuse / mistreatment
AE	Anaesthetic
BC	Breach of confidentiality
BL	Blood Products
BT	Breach of trust / fiduciary duties
CI	Conflict of interest
CO	Consent (incl. no valid consent, failure to warn, acting against patient’s wishes)
DA	Documentation/ administration
DE	Defamation
DI	Diagnosis
DS	Design / specification
EQ	Faulty and/or inadequate / inappropriate / inaccurate / contaminated equipment and/or premises
FR	Fraud & dishonesty. Fidelity
HA	Harassment / discrimination
IC	Infection control / prevention
IN	Insolvency
IP	Breach of intellectual property rights
IT	Improper trading / collusive practices /unconscionable conduct
LD	Loss of documents
LE	Legal expense coverage (disciplinary enquiries, investigations, inquests and the like)
ME	Medication
MI	Misleading and/or deceptive advice/conduct (specifically section(s) of federal Trade Practices Act, state Fair Trading Acts and the like)
OR	Other
PM	Project management
PR	Procedural
SE	Services other than specified above
SH	Sexual harassment
SI	Supervision / inspection
APRA<br>Code	Claim Type – Professional Risk (Table 5)

15. Cause of loss (Tables 4 & 5)15. Cause of loss (Tables 4 & 5)

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15. Cause of loss (Tables 4 & 5)